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Insurance Zone

Insurance Zone is a full service personal and commercial lines independent insurance agency, with two offices conveniently located in Santa Rosa Beach and Miramar Beach. Positioned to handle the unique insurance needs of coastal businesses and homeowners, Insurance Zone has become the premiere insurance agency of the Emerald Coast.

"It is our goal to provide you with the best options designed to protect your assets and ensure the prosperity of your home and business,” says Joe Capers, Owner/Partner with Lea Capers. “We focus on protecting you and providing our customers with the best in home, auto, business and life insurance.”

The Capers truly make their work day a family experience. Their pups, Buckeye (Ohio State fans, anyone?) and Izzi (named after the company) accompany them to the office every day. But, the success of IZ is not solely based on the efforts of Joe, Lea and the pups. Every person who works at their office is part of the IZ Team and Family.

Other than the exceptional and friendly environment at IZ, the agency is also committed to offering the best insurance products and services possible. IZ represents most of the top level and most trusted insurance companies in our market. IZ specializes in insuring HOME, AUTO, BUSINESS, and LIFE. Recognized for their professional management and personal service, Insurance Zone is a Trusted Choice™ agency.

The IZ team also believes strongly in community involvement. Joe serves on the Walton Area Chamber of Commerce Board and is active in their Ambassador and BUILD mentor programs. He is an active member of Santa Rosa Golf and Beach Club. He also serves on the Sacred Heart Charity Golf Classic Committee, the MORE Men’s Group at Resurrection Catholic Church, and is active in the Community Association Industry. He also serves on the board of Alaqua Animal Refuge, as well as the seaside Rep. He and Lea also currently serve as the 2017 Co-Chairs of the Chi Chi Miguel Sip N Shop event, benefiting Alaqua Animal Refuge.

So, ‘Get in the Zone,’ with the insurance firm named Best in Destin (VIP Destin Magazine) for the past 6 years, as well as Best Customer Service for 3 years! IZ was also named 2016 Small Business of the Year (South) by the Walton Area Chamber of Commerce. 

Insurance Zone is located at 2166 Hwy. 30A in Santa Rosa Beach and in Rufus Ray Plaza at 11275 US Hwy. 98 W in Miramar Beach. For more information about IZ, visit www.ins-zone.com, call 850.424.6979 or find them on Facebook, Instagram or Twitter.

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