I agree with cnestgr. Of course we pick who wins in each semi-final game. But if someone loses one or both of their semi-final picks, I think s/he should be allowed to re-pick the winner of the championsship game. Like Skunky said to begin with, this is a friendly game. Everyone should have the fun of picking the champion, regardless of if s/he didn't pick the semifinal winners correctly. There's always a chance for the need of a tie breaker. That can be managed if a tie occurs like it has in the past, such as questions like how scores the first point, etc.
