katie blue said:Definitely not as big an issue as disaster preparedness, but worth mentioning:
A neighbor of mine has been housing a FEMA rep since Dennis, and she learned from him that while most of us have insurance for hurricanes, many of us inland and in the higher elevations (BMB, Seacrest, etc.) don't carry flood insurance. Hurricane insurance generally covers wind damage, however, claims after a hurricane are more often attributed to water damage (horizontal rain, seepage, etc.) Kurt touched on this briefly. Without flood insurance many of us would be out of pocket for the lion's share of the damages, assuming our home was not "totalled." I definitely didn't know this.
We talked about this issue last night. Our place is one of those two story units south of 30-A on top of the retail at WC. When we thought of flood ins., we decided against it because we are so high up. But, we did get a little water penetration from IVAN through one of the french doors. No damage except a little water mark on a rug that we were able to flip. Your info gives us another reason to pursue this when we are down this fall. Thanks for the info.