State Farm
Geico. Same coverage- and savings from switching to Geico from SF offset adding a 16 year old. My annual Geico premium for 3 cars/2 "mature" drivers and one 16 yr old boy is the same as 3 cars/2 mature drivers, NO 16 year old with SF.
I am sure people have horror stories about Geico. Whatever. There is not an insurance company on the planet that doesn't have multiple complaints about them- nature of the biz.
State farm is a VERY mainstream insurance company. They have been around for a billion years becasue they do not deviate from their PLAN. I think they are the largest personal lines insurance company in the U.S. . If they can't do it their way, they "PUNT"..
They are trying to use their influence to have their way in Florida. Thankfully for those of us in Walton County, their decision will have little effect. State Farm hasn't been a player here in the homeowner insurance market for a long time. I own Coastal Insurance Agency and in the eight years that we have been here I can't recall losing a client or propspective client to State Farm. Even in the State as a whole, their decision will be frustrating to long term customers, but as you have stated, there are companies (for now) willing to pick up their slack. The insurance market in Florida overall is better than it has been in a long time. (A couple of major storms will of course change that, as we have all seen.) Lets hope Jim Cantore' doesn't come see us for a long time.