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  1. dsilvar

    Easter at Eden Gardens

    Sure was a fun filled day!! YouTube - Waco Ramblers
  2. dsilvar

    Mass Transit

    Happy Valentines Day..SJ!!:wub:..... . .love you man.
  3. dsilvar

    Mass Transit

    I think LRT would be an excellent idea for the tri county area. They have the same system in Portland ,Oregon and it is a huge hit not to mention that it is heavily used and exquisitely on time. It's a pity SJ has his head up his proverbial 30-A a$$. The world does not revolve around Santa Rosa...
  4. dsilvar

    Cabana Cafe New at Ariel Dunes

    Nah...come on down. Much like Sandestin, there are parts open to the public..golf course, restaurants etc and parts exclusive to the owners...swimming pools etc. I think the restaurant and bar are just happy to see anyone up for a good time. Live bands playing are Banjo rama, jabbo and shannon...
  5. dsilvar

    Cabana Cafe New at Ariel Dunes

    This is a quaint restaurant and bar with live music and great food. Just opened. Ask for Wayne and say ray sent u and ask for a VIP card.....10% discount!!!!! Check it out: www.cabanacafedestin.com
  6. dsilvar

    Housing Market hits bottom according to NAR.

    What would they be, Shel? 36-24-36 ? any "number" is still speculation..stay long term in RE and you will have a good return. For that matter even short term RE investments can pay. after all... those pre construction condo flippers DID make a killing during a very short window. ..as a...
  7. dsilvar

    Rosemary Thymes Beach Access Article

    Shel, I guess I just don't get it. Sorry to be stupid. A beachside lot in Florida has a legal description, ya? The seaside boundary is legally described to be to the ECL ...in most(?) cases.? Where the hell is the problem..I won't walk north of the ECL and you (beach lot owner) don't bother me...
  8. dsilvar

    WANTED: motivated seller in WATERCOLOR

    I'm not sure they can jack the millage "as needed".At least I hope not!! I think there are controls in place that make changing the millage difficult. At least thats the way it was where I came from. You just had to adjust the budget accordingly. A shortfall was a shortfall. Its crazy here...
  9. dsilvar

    What will the Fed do ?

    ....And let's not even mention the dollar!! Just when I want to leave the country....damn.
  10. dsilvar

    Helpful financial tips

    "Upon reaching a financial comfort zone, spend on experiences...not "things." said Shel.... Off to Australia for X'mas and New Year!! Nice being at zero debt. Highly recommend it! Of course I could be living on 30-A and be in debt!
  11. dsilvar

    Buying vs Building in today's market

    :idontno:..darn it! I must be low tech, I just have 2 bathrooms.... Understandable tho'..I mean I know it was customary around the south to use "outhouses"..so I suppose 4 or 5 in house WC's, for you must be high tech in comparison, let alone high brow!!;-)
  12. dsilvar

    Buying vs Building in today's market

    Mr Bug, Please don't assume everybody but yourself is a dumbass...I think there are levels of competence...you know what yours is, I'm sure.
  13. dsilvar

    Buying vs Building in today's market

    This is exactly my conundrum. Currently you CAN buy a home on a lot in desirable neighborhood for LESS than building a home on a lot. At $200 a sqft for a built home and lots at about $300,000 plus...the same combo can be had for $500 thousand to $600 thousand. Of course there are variations...
  14. dsilvar

    Perspective

    quote the raven: "but since you opened the can of worms.... having lived here and in london for a couple years each. despite how expensive london is, i can tell you cost of living is comparable here if you are employed in the economy, but the health care, amenities, education, restaurants and...
  15. dsilvar

    Perspective

  16. dsilvar

    Perspective

  17. dsilvar

    Perspective

  18. dsilvar

    Perspective

    Now go forward a "few" years..... Condo price goes up...$450,000 and euro falls to even money. Lots of profit for das European..yawhol?
  19. dsilvar

    Items on the beach overnight

    Never mind leaving their "things" on the beach...but their garbage? right where they sit? from peanut shells and cigarette butts to condoms and toilets!! And the SLT's..****ty little toys. I know pigs do it.
  20. dsilvar

    Items on the beach overnight

    On my last morning kayak on the gulf, I fished out at least 8 pieces of garbage. From plastic wrapping to a floating ball point pen! The save-the-turtles effort is in sharp contrast to all the junk on the beach.
  21. dsilvar

    Price to build $ per/Sqft

    I'm waiting for $150/sq ft..concrete /foam and tile.Things may be getting even lower in 2008.
  22. dsilvar

    Items on the beach overnight

    I feel your pain..SJ. Here at Miramar, it is just as bad. I cannot imagine what makes a person arrive at a beautiful beach, sit and enjoy the ambiance for hours, then get up and leave a trail of garbage all the way to their car. There is a disconnect somewhere..maybe, like just about everything...
  23. dsilvar

    Florida Property Tax Break

    ..So help me out here, Shel... My property taxes went up 200% over the last 2 years... they have been on the rise consecutively for the last 5 years in this county. What happens to all this excess revenue? How does it work around here..gather as much revenue as you can and then set the...
  24. dsilvar

    Scenic Gulf Drive

    Good, May the Gods never allow us to Californicate SoWal. Our beaches are our greatest public asset. My suggestion was not tongue-in-cheek. However, in a perfect world, or at least in a world where members of this board inhabited the earth, we would see a decorum and a sense of order permeate...
  25. dsilvar

    Scenic Gulf Drive

    Hey jack..sounds like you need to convalesce in Jdarg's shack..let her feng shui soothe your tired mind.:wave:
  26. dsilvar

    Scenic Gulf Drive

    "..I have no sympathy for someone living/renting in a highrise on old 98 and complaining about their crowded "private" beach & traffic. You created the density..." bug, just as a fyi...we can live with the density we created..its the other "public density" we cannot live with. Its no secret we...
  27. dsilvar

    Scenic Gulf Drive

    beachsio2, Thank you for the pic. Nice to see that the dunes were once nourished. I am aware that the TDC services the garbage brown bags up and down the beach and I have talked to them at length. They are consistent in their patrols and do a great job. Even they throw their hands up in despair...
  28. dsilvar

    Scenic Gulf Drive

    My only complaint is of traffic that is created by random people parking in the county right of way and traveling down Scenic Hwy 98. ( It is my understanding that parking was not allowed here previously and there was county "No Parking Signs " that disappeared). Our condo is across the street...
  29. dsilvar

    Scenic Gulf Drive

    Granted,anything is better than the status quo here. And I will agree that the major offenders of the beach are in fact the renters of the many units in these high rises. But thats the point, we already have intensive use of the beach without inviting the public to make things worse. There are...
  30. dsilvar

    Scenic Gulf Drive

    SJ, I own and live at Ariel Dunes one. SRI are the developers and owners of the golf course. They also have 4 seats on the Seascape HOA board and have a great deal of control over what goes on. Not very ethical, but thats the way it is for now. Options 1 and 3 still cost just under a million...
  31. dsilvar

    Scenic Gulf Drive

    Jdarg, That freaking big ass building that you refer to, is my home. Probably different to the shack you live in, but nonetheless, it is where I want to live. Try to stretch your mind around that, because my big ass building was built accordance with the county codes and has every right to be...
  32. dsilvar

    Scenic Gulf Drive

    SJ et al, There seems to be definite bias here against what the "green shirters" were trying to represent at the meeting. I saw you there SJ squatting intently, and for you to come away from that meeting with such a slanted view of what went on disappoints me. SRI owns the Whales Tale and...
  33. dsilvar

    3 Half Acre Waterfront Lots in Sowal Interest?

    How much would a single lot be?
  34. dsilvar

    Property Taxes

    There shouldn't be any corelation between budget and property taxes. Theoretically, you do the property assesments any time and set the milliage rate to fit the budget. The county should never have a surplus and it should take an act of congress to change the milliage rate!! Holds the bottom...
  35. dsilvar

    Misguidance on Real Estate plunge

    Originally Posted by SHELLY Mouse, Shelly has read "The Secret" and is practicing the art. If you think it.. it will happen. 1st Law of Attraction..:biggrin:
  36. dsilvar

    sowal ?Person of Year? nominations

    I lote for the SHELLY, second from the bottom..hang on while I wipe the drool off my face..I mean vote for her!! yes sir!
  37. dsilvar

    garage needed to rent.

    Hello all, I am looking to rent a 2 car garage. Can rent long term or in exchange for 'looking after" your home. I am a fulltime resident of Walon county and can be reached thru my email. thanks ray
  38. dsilvar

    For you guys on the west end of SoWal

    made your annual sortie west, eh SJ?
  39. dsilvar

    SoWal Condo Purchase - End of '07?

    Go on Shel...get out your crystal ball...inquiring minds want to know! p.s Over indulging.... Its the American way. Just got back from Kenya..amazing what a family survives on there..and they seem happy as clams..no granite counter tops.:idontno:
  40. dsilvar

    SoWal Condo Purchase - End of '07?

    This is the wrong place to ask for "condo" advice. At best you will attain second class status by buying real estate west of 30A. On this forum SOWAL means anything on 30A, that makes you royalty and qualifies you for advice. From another second class "sowal" owner..prices are as far down as...
  41. dsilvar

    Need to dump your property?

    Supply and demand!!...Do you think that because there is a paucity of buyers now and high inventory on the books, that the demand for housing is going to diminish? Even as we speak there are positive forces at work that mitigate in favor of a healthy RE market going forward. There is increased...
  42. dsilvar

    Truth in Millage laws

    Exactly..right on the money.!! I think many on the BCC have lost sight of proper procedure and that there must be an inverse relationship of millage rate to property value. I don?t see that on my TRIM statement and have asked for a reduced property tax. There is a concerted effort in Destiny...
  43. dsilvar

    Crap on the beach

    Yesterday I went to Wings around the corner from me and asked the manager guy if he knew how much of the cheap plastic stuff he sells gets discarded on the beach..and if he had any kind of company policy to help clean up the beaches. His answer? "My responsibility ends when the customer hands...
  44. dsilvar

    Toxic Mortgages

    Kudos Shel on an informative link describing the yang of leveraged mortgages. There is a ying to these financial products..but we all know what they are, and how to use them responsibly.... at least here on this forum. I hope!! So the million dollar question is ...."Why do people leverage...
  45. dsilvar

    CNBC housing segment today @ 3:00pm

    The only problem is that the word "greed" does not exist in a Capatilist handbook!!:blush: If you build it they will come....boooooomers!!
  46. dsilvar

    Distress - Must Sell!

    Hi Patti, I ment to get back to you..you had sent me a email about the condo. Its too sweet for me but there are friends from Atlanta who are in the market and I have sent them all the details. If I hear anything from them I will shoot you a email right away. Meanwhile, lots of love and...
  47. dsilvar

    CNBC housing segment today @ 3:00pm

    Thats ma boy!! Shel:clap_1:
  48. dsilvar

    CNBC housing segment today @ 3:00pm

    What? ..no RE holdings. The single commodity that has had an annualized return of over 30% the last few years and better than the "market" return historically? You are an investulator SHEL..think about it..you just use a different currency to play with. Your gain in the stock market is...
  49. dsilvar

    CNBC housing segment today @ 3:00pm

    I HATE YOU SHELLY>>HATE YOU!!...Just when I think I'm sure your nuts, you make a loaded statement like that..invest in experiences rather than things...man thats worth smoking a doob to contemplate. But thats were my heads at, Shel. We/I have decided that we will not persue money anymore!! thats...
  50. dsilvar

    CNBC housing segment today @ 3:00pm

    Compliments of Shelly's crystal ball... That means you could have your grand kids also cash in on the cold RE market.:clap_1:
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