spinDrAtl said:
Speaking of trip insurance, does anyone know a company that sells policies that will pay off in case of hurricane/evacuation?
Although we do recommend trip insurance in general for things like medical emergencies and what have you, I would like to be able to recommend a specific policy to renters for hurricanes. Right now we refund in cases of evacuation - I'd rather have the renter get a policy.
Quoting from our web site at
http://www.sunsetdunesgetaway.com
Trip insurance is widely available, and can provide reimbursement, minus a deductible, for the cost of a cancelled trip. Conditions and exclusions exist, but many travel insurance policies protect against trip cancellation caused by natural disaster or bad weather, death or injury to the traveler, financial default of the travel provider, and labor strikes. Additional policies can cover medical needs while traveling, protection if your baggage is lost or delayed and damage to rental cars. The cost of travel insurance depends on three main factors: the price of your trip, the length of stay and the age of the traveler.
If you purchase insurance through Travel Guard, you'll receive a full refund if your trip is canceled due to a hurricane in your destination or if your resort is damaged in a storm and can't provide alternate accommodations.
If your trip is delayed your insurance will cover "reasonable, additional accommodations and travel expenses until travel becomes possible." However, you will only be covered if you purchase insurance before the hurricane is predicted. Once a tropical storm or potential hurricane is identified in your destination area, you forfeit your right to coverage for trip cancellation or delays due to that particular storm.
Each insurance company covers different circumstances for different amounts, so it's best to compare rates and coverage. Two web sites that will help you compare policies quickly and easily are InsureMyTrip.com and QuoteTravelInsurance.com. When you enter your trip details and ages of travelers, the sites will list the prices and descriptions of several policies that fit your needs.
In most cases, travel insurance will not cover you if you decide to cancel your vacation because the weather is likely to be rainy due to a nearby hurricane or because you change your mind. But if you are prevented by forces outside your control from reaching your vacation destination, trip insurance will come to your rescue.
For further info, see
http://www.travelguard.com/info/stormguard/hurricanequestions.asp and
http://www.quotetravelinsurance.com...t_know_about_hurricanes_travel_insurance.html
Janet
