We asked the same questions a year ago
when we were looking for a long term rental. We got the same exact answers from the same people. In fact, b/c of Shellaks comments (which were identical to what she is saying here), we nearly didnt even bother with the Village.
In the end, we decided to move in here , and we love it. The people here are great, the beach is close (agree w/ Bobby...you can walk but a bike is easier). The pool is kept in great shape. The tiki bar was not open at all last summer as they hadnt anticipated much tourist traffic. It will be open this summer. Yes, trees come down, but they are always replaced right away. I would check the state of the HOA just like Id check it anywhere else in this area, but I can tell you from personal experience that we have had no isuue with things not getting done.
As for the beach/privacy issues, we have seen zero problems. We use the public access which is right up the street. If I were you, Id try to talk to people who actually live here....just my opinion. Good luck!