There is not a single decent top end restaurant in Panama City. Period. Firefly is the only place that could even be considered to meet most people's criteria for fine dining, and it's terrible IMO. 30 Degree Blue at Bay Point was terrific, but is gone now. I don't count The Terrace as a PC establishment, since they're really at Inlet Beach. I don't have a good explanation for this. Even leaving the tourists out of the equation, there's a ton of local money in PC that should support nice restaurants year round. I guess the locals in Bay County, even the monied ones, just don't appreciate the finer things. The Redneck Riviera lives on.