Welcome to America

I'm not following your comment
If the government forced people to stay home and then gave the employers money to pay those people that closes the loop
You want to know if its fair for the people that stayed home and didn't get paid
Were they employees?

Personally as an employer we were not allowed (or supposed to be allowed) to submit for PPP money

For example in my company
We have an office staff of 3 plus me
We submitted to be reimbursed for paying a percentage (I cannot remmeber the percentage) of the 3 employees missed time at work, I was not allowed to submit for my time (but I didn't really miss work so I shouldn't of either way)
Our field guys were never missed any time

Not sure how my student loan logic ties in

Ask or comment if you care for a response

This is a lot of words to say so little but lets break it down

Its funny to see you twist the term alpha the way you do

I cannot speak for anyone but me but when I speak about 'alpha' males I am not speaking about a 'leader of the pack' person like you have pigeon holed your response

Lets change my term 'alpha' to 'real men'
By real men I do not mean male, I mean people that do the right thing, live right, stand up for whats right, protect the innocent or weak, etc.
These are the kind of people you call when there is a problem or when something needs to be done or handled
To say 'alphas' have a less respectful attitude towards women says more about the writer then the person being wrote about
Real men have mothers, sisters, daugters, grandmothers, wives, and women they care about (some of them are women) and people who care about these women would never let anyone disrespect them. Period
Anyone that treats a woman (or anyone for that matter) as less then is not a alpha at all

I would go on but no one is going to change you view so I wish you the best

Aspiring alpha male manslpaining

Then why not open your own insurance company?
You wouldn't even need to take a salary if you didn't want to to keep rates as low as possible
Its very very simple, people will open business's if they can make money
If companies are leaving its because it is not worth it

Mansplainer splains all about real men.
Gotta love it.
Move over Josh.

View attachment 101229

It is interesting that you would not know what a living wage is. Living wage = (Cost of living expense including taxes) + (15%) is an oversimplified formula. So if you were honest you would admit that illegal immigrants have less cost of living and pay less taxes which lowers the income they are willing to work for. Further if you were honest you would admit that you prefer not to train a college graduate (trust me they are willing to work for a living wage) because they cost more and have an education such that they know if they are being taken advantage of. Just be honest about it is all.

I don't "back" either political party. I back accountability.

Yes you hurt people. You refuse to take accountability for it which is worse. You would rather justify some political spin rather than take responsibility for your words (your words is all I have to go on). Spreading false information hurts people, spreading covid around by not taking any precautions whatsoever hurts people and purposely, grouping people into categories that you can hate hurts people. If you can read you would know that the vaccine helps lower the risks for serious health consequences and lowers the risk of spreading it to another human but you would rather justify a political position. In my book you hurt people purposely.

Why not have a governor who addresses the problem?
You trumpers had no problem pointing the finger at Biden every time a corporation raised the price on an item you never used in the first place so where is the DeSantis finger pointing?

You like the kool aide

It is interesting that you would not know what a living wage is. Living wage = (Cost of living expense including taxes) + (15%) is an oversimplified formula. So if you were honest you would admit that illegal immigrants have less cost of living and pay less taxes which lowers the income they are willing to work for. Further if you were honest you would admit that you prefer not to train a college graduate (trust me they are willing to work for a living wage) because they cost more and have an education such that they know if they are being taken advantage of. Just be honest about it is all.

I don't "back" either political party. I back accountability.

Yes you hurt people. You refuse to take accountability for it which is worse. You would rather justify some political spin rather than take responsibility for your words (your words is all I have to go on). Spreading false information hurts people, spreading covid around by not taking any precautions whatsoever hurts people and purposely, grouping people into categories that you can hate hurts people. If you can read you would know that the vaccine helps lower the risks for serious health consequences and lowers the risk of spreading it to another human but you would rather justify a political position. In my book you hurt people purposely.

There is/ was a school on Lewis Turner Blvd in Fort Walton that had building trades, plumbing, carpentry, I think HVAC. They used to build homes at the school and you could bid on them to cover cost and have them moved. Knew a guy who bought and had them moved to his property.

I know many real men and women. Alpha isn't part of their vocabulary. Or their mindset.

Interesting post - the situation you left sounds like a good model for young people, like European system that gives them a real opportunity to make a life without the need for higher education in the academic setting like University.

I'm curious if you regret moving your business here and if you're life is better, business harder, income opportunity better ... would you tell your past self to hold up moving?

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Bob
I can't find the name of the place
By any chance do you know it?
Thank either way

Okaloosa Technical College

The Office is Open Okaloosa Technical College, 1976 Lewis Turner Blvd, Fort Walton Beach, FL 32547, is applying for reaffirmation of accreditation with the Commission of the Council on Occupational Education.

www.otcollege.net

If thats the case how come the mass exodus from blue areas to red?
People usually act in their own self interest

This thread is about insurance not inflation.

Car insurance in Florida costs nearly double national average​

Car insurance in Florida costs nearly double national average

A recent report by Bankrate found that in Florida, drivers pay 37% higher for full coverage than the national average. For minimum coverage, rates are 45% more than the U.S. average.

www.abcactionnews.com

Don't dodge the question
How much money is a living wage, in your honest opinion? Lets get to a dollar amount not post some generic equation
What makes you think an illegal pays less in taxes in your honest opinion?
What makes you think their cost of living is less, in your honest opinion?
Do you pay your people for the task they are performing based on their skill level or do you pay people based on their personal situation?
You find me a college graduate that is willing to work in the construction field and I will pay you $5k on their 1 year mark, if they don't make it 1 month you pay me, does that sound fair?
Do you honestly think a college degree makes someone aware that they are being taken advantage of?
I would love to teach a few young people how to make money but none want to play the long game or put in the work (generally speaking)

I know you are politically right down the middle, as long as the middle means the middle of the left

Who do you think spread covid more, the vaccinated or the unvaccinated?
Why did you get vaccinated?
Do you believe the vaccine helped you? What proof do you have for your answer? Were you ever really at risk? If you weren't at risk would you have taken it?

My choice to not take the vaccine had nothing to do with politics and everything to do with education

You had your chance to ne honest but you can’t do it. Your questions have been asked and answered. Did your kids who work for you go to college or did you advise them not to? Where do you educate yourself? Why do you keep asking me to help you with your employees? You just turned 50 and you think you know everything but you don’t. That my friend is your issue to figure out. Until you do you will continue to hurt people around you. My advice is to turn off whatever you are listening to about politics and educating yourself from different sources. If you enjoy being outdoors respect nature. If you enjoy being right then respect the truth. If you enjoy being happy then respect life and live and let live…

The trades school programs were great for everyone involved
Not everyone is meant for college and this gives them a leg up right out of the chute
I do miss seeing these young people become valuable to the workplace

I do not regret moving my business here
I do miss the work
The homes we built up north were special
The client up there had a different mindset
Here most of the homes go on the rental market or are spec's so people want them cheap, quick, and they just want to check boxes (# of bedrooms, # of baths, pool, rental income, etc), up north the homes were family legacies
The owners wanted the house to be built so it could be passed down for generations
The thought of renting them out was extremely rare
Another major difference was how realtors were viewed, down here they have a lot more power and sway then up north
Architects up north were treated with a lot more respect and the plans up there were very thorough

Usually each builder up north built 2 homes per year, some did more, some only did one. One year our client only let us build his home and was willing to pay for 100% of our attention. In my company we had between 25-35 skilled guys at all times and then another 8-10 in the shop (doing millwork)
I do not miss the payroll of all that skilled help

If I had to do it again I would have brought more guys down with me

One thing that drives me crazy about this area is the lack of planning and infrastructure. This area is still trying to figure itself out. The islands we worked up north were old and established and this area is so new and still growing. The traffic and the golf carts drive me crazy.

I should have moved hear years before I did. I don't miss shoveling snow before work

Let me be very honest with you
Your comment is just what I expected, more hot air, thats all you bring to the table
All you are is endless talk, a keyboard critic
I asked very direct questions based on your direct comments and you can't answer a single one
You are Charlie Browns teacher, wonk wonk wonk

Sounds like you moved here because the labor is cheaper. So it is about the money. Just be honest. We all have self interest and that is okay until our self interest hurts other people.

And you can’t handle the truth. Just be honest. You ask the same questions. You don’t listen to the answers. Why waste my time?

More intelligent comments from a paper tiger
Yes I left my established life and successful business to move to an area where I didn't know anyone or have any business leads at all because the labor was cheaper
That makes sense

It had nothing to do with leaving a cold climate that was heavily taxed to be able to gear down and spend more time with my family and do more fishing

I have stated I don't hate anyone but I now recognize that I hate stupid people