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New...looking for bank

grouperslayer avatar
grouperslayerBeach Comber
4,147 views
Any suggestions for the best bank. I use Bank of America and love them but only one branch in Destin. I want more accesibility. I love their bill pay as well. Any suggestions????

Thanks

Danny

Replies

27
Sea Sothebys avatar
Sea SothebysBeach Lover
#2
I noticed there is a second location in Regatta Bay.

It seems like Regions is a good bank... I don't have any complaints.
Franny avatar
FrannyBeach Fanatic
#3
We use Trustmark, location in Seagrove, Destin and PCB. Small, local bank.
tsutcli avatar
tsutcliBeach Fanatic
#4
Have been using Trustmark and Regions bank ( ex- AmSouth ) for years. Both have multiple branchs and services you would need.
rocket136 avatar
rocket136Beach Comber
#5
Stay away from Regions...... they are getting a very bad reputation throughout the southest. I don't bank there anymore and can't vouch for the local branches in SoWal. The corporate policies are why they are getting a bad rep.
See; www.badregions.com; many past employees have posted their stories. Have a look and make your own determination.
seagrovegirl avatar
seagrovegirlBeach Fanatic
#6
Stay away from Regions...... they are getting a very bad reputation throughout the southest. I don't bank there anymore and can't vouch for the local branches in SoWal. The corporate policies are why they are getting a bad rep.
See; www.badregions.com; many past employees have posted their stories. Have a look and make your own determination.

I used to use a smaller local bank, still do, for smaller accounts. A few years back a family member was very happy with account structures, int. earnings, etc...and encouraged me to go to Regions and speak to the manager. Which I did. Regions used to be Amsouth and I didn't like the big corp. mentality and I wanted home town kind of service. I was skeptical...but opened an account and have been very happy. I get personal service, corporate type services, LOC's for business as well as personal, mortgage. I'm glad I gave them a try and now Regions is my primary bank. Service is great and friendly.

I read some of the link above, not much, but what I did read seems like a bunch of disgruntled people who have to blame someone for their money problems. It didn't prove anything to me.
ShallowsNole avatar
ShallowsNoleBeach Fanatic
#7
All of my accounts are small, and I primarily use BankTrust and Eglin Federal Credit Union. We also have an account with FNBT to keep my insurance drafts and Paypal transactions out of my main checking account and to give me and Denise, the branch manager, an excuse to chat about our beloved Seminoles. 😀 Technically we also have an account with Tyndall FCU, but that's only because they draft my vehicle payment biweekly.

I'm not real fond of Regions - just has a "corporate" feel to it. Of course, if it is corporate services you need, they might be fine.
bluemtnrunner avatar
bluemtnrunnerBeach Fanatic
#8
I loved Regions until the merger, now...not so much. I will say that the staff at the Watercolor branch is really great though....it's not their fault.
Helping Hands avatar
Helping HandsBeach Fanatic
#9
I havent had any problem with Wachovia, see Sally at The Village of Bayetowne Wharf, shes very helpful, 😀
CPort avatar
CPortBeach Fanatic
#10
all my accounts are small too:floor:,I like Trustmart because it hasn't been bought out in 40 plus years.
John R avatar
John Rneeds to get out more
#11
Banktrust, more and more locations all the time. they are regional to us. grayton branch, 231 1500
grouperslayer avatar
grouperslayerBeach ComberAuthor
#12
thanks for all the info. Anyone use Whitney??
ckhagen avatar
ckhagenBeach Fanatic
#13
I've been with Vanguard for almost 10 years. I like that they're a local bank (main office is in Val'P). They've got a branch next to McAlisters in Miramar and don't (or didn't) they have one in Seagrove?
tsutcli avatar
tsutcliBeach Fanatic
#14
I havent had any problem with Wachovia, see Sally at The Village of Bayetowne Wharf, shes very helpful, 😀
There is also a Wachovia branch in Seaside if this helps. My golfing buddy uses them and seems satisfied.
Camellia avatar
CamelliaBeach Fanatic
#15
A friend of mine just reported a massive under reporting of interest for tax purposes on her Whitney account, which doesn't speak well of the bank.


Have you thought of an on line bank. I use Everbank and it is really easy,
do everything on line, and they pay 3+% on checking, though when I signed up in the fall it was 6%.
InletBchDweller avatar
InletBchDwellerSoWal Insider
#16
I have used Trustmark in Seagrove since they were Emerald Coast Bank. They are not the closest to my house but the staff there is the BEST. I tell them all the time if they leave, I leave....
nathanthebankerBeach Lover
#17
I have used Trustmark in Seagrove since they were Emerald Coast Bank. They are not the closest to my house but the staff there is the BEST. I tell them all the time if they leave, I leave....

:floor:

plus you get all the safe-t-pops your pocket can fit at trustmark.
InletBchDweller avatar
InletBchDwellerSoWal Insider
#18
:floor:

plus you get all the safe-t-pops your pocket can fit at trustmark.

:lol: got a few today...:wave:
TreeFrog avatar
TreeFrogBeach Fanatic
#19
Am I the only one using SunTrust? I tried them on the recommendation of a friend in my business, who says they are the best bank his business has ever used. I'm nowhere near his level of $, but I think they treat me pretty well.
bluemtnrunner avatar
bluemtnrunnerBeach Fanatic
#20
I may have to recant my response about Regions. Last week we discovered nearly $400 in charges and they have yet to explain them to us. One time they say that it is because a transaction posted which caused 7 other transactions to bounce, but then they charged us for the offending transaction and two others. As near as we can figure, none of them would have bounced had there not been service charges.
In the midst of my rant about this to my daughter, she told me that she tried to make an online purchase with her debit card and it was declined though she had over $500 unavailable.
I think the merger has created some big problems.

So, what bank do people recommend, my money and I are going elsewhere.

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