I've discovered a trend while budgeting for our trip NEXT WEEK! Two of the restaurants we're considering trying are either CASH OR CHECK ONLY (The Red Bar), or CASH ONLY (Gravel Road).
Is there any source out there that can advise how many other Sowal establishments don't take plastic.
Thanks for any and all responses.
THE COUNTDOWN TO BEACH HAS BEGUN!
Replies
24Beach Comber
No plastic
I believe that Louis Louis also only took cash. There was an ATM on site.
I believe that Louis Louis also only took cash. There was an ATM on site.
Beach Fanatic
There is a growing trend with alot of places around here due to increased fees that are being charged to establishments to process any card. Another that I know of is McTighes Irish Pub in BMB. Most of the places have ATMs on premises but we also have most major banks in the area if you want to avoid any ATM charges. Just dont forget to bring a checkbook and you should be ok. Out of state checks are not a problem in most cash or check only places.
Beach Fanatic
Gravel Road
Beach Fanatic
Don Pedros no longer takes plastic. They take our check, but I don't know if that's because we are local or because they know ShallowsFuzz or if that's standard procedure.
Beach Fanatic
Ballyhoo no longer accepts cards
Beach ComberAuthor
What about Nick's in the Sticks, Stinky's Fish Camp, Seagrove Market, Flip Flops, Bruno's, Bud and Alley's, Goatfeathers, Basmati's and Fish Out of Water?
Beach Comber
We will take a personal check also! Just bring an ID. Thanks.
Beach Fanatic
There is a growing trend with alot of places around here due to increased fees that are being charged to establishments to process any card. Another that I know of is McTighes Irish Pub in BMB. Most of the places have ATMs on premises but we also have most major banks in the area if you want to avoid any ATM charges. Just dont forget to bring a checkbook and you should be ok. Out of state checks are not a problem in most cash or check only places.
It is about money. Going to cash allows things to be better, uh....managed, but also if they force you to cash then have their own ATM on site they are getting a cut of the fees, making more money.
Sorry, just do not by the fees thing. I think it is more about hiding dollars and making more fees for themselves.
Beach Fanatic
Sorry, just do not by the fees thing. I think it is more about hiding dollars and making more fees for themselves.
Sorry, just do not buy into your belief. I've eaten in many a restaurant that took cards and when I paid cash, it wasn't rung up. Probably hidden. But my point is that any restaurant can hide cash if it wants to - but no restaurant can hide it all. So why point the finger just at these particular restaurants, which are struggling to survive in a tough time? If you're worried about contributing to dishonesty, ask for a receipt.
Beach Fanatic
There are fees and problems associated with plastic when you are a business owner so I can see going cash or check only if you can. Clearly it works well for the Red Bar, we have a couple of local favorites in Ft Worth that are cash only and it works well for them, too. Hubby and I got new tile and wood floors thru most of our house last year and they would accept plastic but offered me a 5% discount if I'd go cash or check. I rather like the idea of cash or check getting a discount since it actually costs the business less to do business with me, the savings should be passed on to me!
Beach Comber
It definitly keeps our menu prices down, which I don't think is something anyone would argue with. We give receipts with every transaction. Thanks for the discussion folks.
Beach ComberAuthor
I was just trying to figure out how much cash to bring.
Banned
Even though I live here I always assume I will be paying cash when dining out. If they take plastic great, if not, I'm prepared.
Beach Fanatic
I was just trying to figure out how much cash to bring.
Beach Fanatic
Add Sally's Backside to the list.
Beach Fanatic
Sally's frontside (apologies to Sally) accepts cards- $10 minimum. Are you sure you can't use a card when patronizing her backside (again apologies)? Hahahahaha
Beach ComberAuthor
Our situation is particularly acute, as the closest ATM of our bank is located in Jacksonville.
Beach Fanatic
Acute? C'mon.
Suck it up. Hit the ATM at Red Bar like everyone else, spend the extra $3 banking fee and have the time of your life. You're on vacation for heaven sakes!
Suck it up. Hit the ATM at Red Bar like everyone else, spend the extra $3 banking fee and have the time of your life. You're on vacation for heaven sakes!
Beach Fanatic
Our situation is particularly acute, as the closest ATM of our bank is located in Jacksonville.
Have you tried the Publix ATM? It honors most networks, and they don't charge a fee, so if your bank doesn't charge a fee, you're set.
Our credit union is in Atlanta and has few ATMS, but Publix is always free for us.
Beach Fanatic
Have you tried the Publix ATM? It honors most networks, and they don't charge a fee, so if your bank doesn't charge a fee, you're set.
Our credit union is in Atlanta and has few ATMS, but Publix is always free for us.
I second this response, works for me and has for years and there is usually a Publix near by. I am also with a credit union in Atlanta.
Beach Fanatic
Sally's frontside (apologies to Sally) accepts cards- $10 minimum. Are you sure you can't use a card when patronizing her backside (again apologies)? HahahahahaWith all apoligies duly accepted

Beach Fanatic
If you need a credit union ATM and your CU is part of the big networks, I'd try one of the Army Aviation CU offices:
Santa Rosa Beach
200 Mack Bayou Rd
Santa Rosa Beach, FL 32459
Phone: 850-267-2163
Safe Deposit boxes available
Miramar Beach
106-B Miramar Plaza
12889 Emerald Coast Pkwy
Destin, FL 32550
Phone: 850-654-3087
Santa Rosa Beach
200 Mack Bayou Rd
Santa Rosa Beach, FL 32459
Phone: 850-267-2163
Safe Deposit boxes available
Miramar Beach
106-B Miramar Plaza
12889 Emerald Coast Pkwy
Destin, FL 32550
Phone: 850-654-3087
SoWal Expert
While it may be less convenient for some diners, I can definitely see why a restaurant would be cash only.
Not only do credit card companies charge fees and/or take a percent cut, you also have the additional expenses of the machines to run the cards, extra receipts to print, phone lines to run the cards, and it takes staff longer to run cards (especially multiples).
That said, I think any cash only restaurant should give a computer printed receipt and have a no-fee ATM on site or nearby.
I have been using more cash lately as a combo of helping me budget, screw the credit card companies, and as a way to give more $ to local businesses during hard times.
My bank does not charge me any fees to use any ATM in the US, so if I need cash I go to the Publix's ATM for a $0 charge.
Another easy way to get cash is to do cashback at a place like Target or Publix if you are making a purchase.
Not only do credit card companies charge fees and/or take a percent cut, you also have the additional expenses of the machines to run the cards, extra receipts to print, phone lines to run the cards, and it takes staff longer to run cards (especially multiples).
That said, I think any cash only restaurant should give a computer printed receipt and have a no-fee ATM on site or nearby.
I have been using more cash lately as a combo of helping me budget, screw the credit card companies, and as a way to give more $ to local businesses during hard times.
My bank does not charge me any fees to use any ATM in the US, so if I need cash I go to the Publix's ATM for a $0 charge.
Another easy way to get cash is to do cashback at a place like Target or Publix if you are making a purchase.
Beach ComberAuthor
Acute? C'mon.
Suck it up. Hit the ATM at Red Bar like everyone else, spend the extra $3 banking fee and have the time of your life. You're on vacation for heaven sakes!
Dude, you're absolutely, 100% RIGHT!
Thanks, I needed that>
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