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These are Not Good Reasons to be Against Health Insurance Reform

Beach Fanatic
2,089 views
I wish that the Democrats had used these as talking points months ago:


Greetings to my conservative readers, who have vented and philosophized about President Obama's health reform drive in countless comments and e-mails. I want to talk today to you.

Obviously, it is your perfect right to oppose what Obama and Democrats are trying to do. And there are legitimate reasons to do so. Maybe you think the government shouldn't be in the business of trying to make sure all Americans have health coverage. Maybe you think that would be nice, but we can't afford it. Maybe you oppose raising any taxes or fees to help finance changes in the health care system, or you think any savings we can wring out of it should be used for other priorities.

Yet these are not always the reasons readers offer for their (sometimes ALL-CAPS, often vitriolic) opposition -- as anyone can see in the comments sections of every column I write about health care. Here are some of the charges and claims, and why I think they are not the right reasons to oppose the health overhaul before Congress:
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1. It is socialism. The Democratic plan would add about 15 million people over 10 years to Medicaid, the existing federal-state program now serving about 60 million poor and low-income Americans. It also would provide subsidies to middle-income families to help them buy private coverage. The bottom line, however, is there is no new government health program in the bill. The House passed a government-run plan (the "public option") in its health bill, but the Senate bill doesn't have one and the final product won't, either. Private insurance companies would not only survive under this bill, they would get millions of new customers. That doesn't sound like socialism.

2. It is a government takeover. The federal government would certainly be more involved in regulating insurance companies. The government would also set up and regulate a competitive new exchange, or marketplace, where small businesses and the uninsured could buy coverage. But the coverage would all be plans offered by private companies. The bill is, in fact, designed to preserve employer-based health benefits and the private insurance industry. So, increased government role, yes. Government takeover, no.

3. It is being "rammed through." There's a 100-year history of failed presidential attempts to achieve universal health coverage. The topic was discussed at length throughout the 2007-2008 presidential campaign. Since last January, it has consumed 15 months of hearings, legislating and debate in Congress. The House passed its bill in November and the Senate, by a 60-40 super-majority, passed its version in December. Take your pick -- a century, three years, 15 months -- but this doesn't meet any definition of "ramming."

4. Reconciliation is "ramming" AND cheating. Reconciliation is a Senate budget process instituted 30 years ago. Since reconciliation bills can't be filibustered, they need only 51 votes to pass -- so everybody uses them to get things done. A chart of 15 major reconciliation initiatives in last weekend's New York Times shows that Republicans have used the process many more times than Democrats. And we're not talking small ball. Republican presidents have signed reconciliation bills that, among other things, cut welfare benefits, expanded health coverage, raised taxes, reduced taxes and overhauled the student aid system. In this case, reconciliation will be used to amend a bill that's already passed the Senate with 60 votes. Cataclysmic, as Sen. John McCain put it? I think not.

5. It is unconstitutional. The bill requires every American to buy health insurance, including healthy people, and offers subsidies to help middle-income families. Insurance companies sought the mandate, saying it is the only way to keep premium costs from skyrocketing once they are not allowed to deny coverage to people with pre-existing medical conditions, drop sick people or limit annual and lifetime coverage (all popular provisions of the health bill). The mandate would not be the first imposed by state or federal governments -- they already require people to buy car insurance, buckle seat belts and wear motorcycle helmets, not to mention make sure their children are educated. Conservatives used to promote the health insurance mandate on grounds of personal responsibility. It's the law in Massachusetts.

6. It has sleazy special deals. The most notorious are the Cornhusker Kickback for Nebraska (permanent federal payments for Medicaid expansion) and the Florida exemption (seniors there would get to keep private Medicare Advantage plans that cost more than regular Medicare and are subsidized by taxpayers). The final package will not have these special deals. For procedural reasons, House members must first approve the Senate bill, which does include them, but the "fix" package -- possibly to be voted on the same day -- will remove them.

7. It would penalize senior citizens by cutting Medicare. The Senate bill would save more than $400 billion over 10 years by ending subsidies to Medicare Advantage and reducing projected payments to insurance companies, hospitals, drug companies and other players (some have already agreed to keep prices down). Seniors in regular Medicare would get the same benefits they have now, as well as additional services, like free preventive care. The AARP, which has 40 million members over age 50, says it supports health reform because it will put Medicare on a sounder fiscal footing.

8. It would do too little to curb costs. Amazingly, some people argue both No. 7 and No. 8. There are, in fact, many provisions intended to control costs. They include financial incentives for doctors and hospitals to provide efficient, coordinated care (rather than getting reimbursed for every test, procedure and hospital readmission); research into what treatments work best; a focus on preventive services and chronic care; pilot programs on ways to limit malpractice suits and awards; and an independent advisory board to recommend cost-saving changes in Medicare. These and other cost-cutting steps are described here.

9. It isn't popular. Did voters in Virginia, New Jersey and Massachusetts send clear messages -- by electing Republicans -- that they don't want this health package? Inconclusive at best. The economy is almost always the primary factor in election outcomes. Beyond that, Democrats had exceptionally weak candidates in all three states. The latest national poll from Gallup found slightly more people saying they'd advise their representative to vote against rather than for health reform. In a new poll from The Economist, 53 percent said they support Obama's proposed changes to the health care system. It's fair to say the country is split. In any case, Obama and Congress are not bound by polls.

10. It doesn't give us the same coverage as Congress. Actually, Congress is trying to provide similar coverage through these state exchanges. They are modeled on the Federal Employees Health Benefits Plan, which looks like this. The offerings are mostly from private insurers and every federal employee -- including members of the House and Senate -- pays for his or her own coverage. In time, I'm betting people who get coverage at work will be jealous of those who get it on the exchanges. They'll have choices, just like Congress does. Eventually the exchanges may open up to the rest of us as well.




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Ten Wrong Reasons to Oppose Health Reform -- Politics Daily

Edited

Replies

48
Lynnie avatar
SoWal Insider
#3
I can't think of any reason to oppose reform. Nor do I know anyone who does oppose reform.
Matt J avatar
SWGB
#4
I can't think of any reason to oppose reform. Nor do I know anyone who does oppose reform.

Let me introduce you to the Republican Party.
AndrewG avatar
Beach Fanatic
#5
It's all a big scam. We can't afford this.

Job creation should be the top priority but no one really seems to care about the important things.
Lynnie avatar
SoWal Insider
#6
I have only heard people on both sides discuss the need for reform. Not to be confused with what was recently proposed. I guess it's semantics.
30ashopper avatar
SoWal Insider
#7
I can't think of any reason to oppose reform. Nor do I know anyone who does oppose reform.

I can certainly think of quite a few reasons to oppose the senate bill. Seems progressives, moderates, independents, and republicans feel the same way. Now that's what I call bipartisanship! :lol:
Beach FanaticAuthor
#8
It's all a big scam. We can't afford this.

Job creation should be the top priority but no one really seems to care about the important things.

I think we can't afford not to do it...

Commentary: Health reform is fiscally responsible | tallahassee.com | Tallahassee Democrat

Some fiscal hawks have contended that we should scrap comprehensive health reform altogether and focus on "cost first" — using the savings in our plan to reduce the deficit instead of covering more Americans. But even leaving aside the moral imperative of extending coverage to millions of Americans, it seems implausible that Congress would take the crucial step of creating a dynamic infrastructure dedicated solely to deficit reduction, and it would likely mean leaving out critical reforms — such as encouraging providers to coordinate care and paying them based on the quality of health outcomes — designed to create market forces for our health system to continue improving itself over time.

Edited

30ashopper avatar
SoWal Insider
#9
I think we can't afford not to do it...

Commentary: Health reform is fiscally responsible | tallahassee.com | Tallahassee Democrat

I honestly think this will pass over the weekend, so I guess we will find out. Generally, it represents increased federal spending on healthcare, about 200-300 billion per year once fully enacted, based on estimates. We can assume the estimates are under-estimated, as with all government spending initiatives. My guess would be more around 500 billion a year. The other concern I have is that in order to reduce the deficit, the plan relies on tax increases to increase revenue, and major cuts to Medicare. Many of those taxes/cuts are so toxic, the current congress was unwilling to implement them until they are likely out of office. An outstanding question will remain, will future congresses, faced with major tax increases and cuts, let those take effect, or repeal them down the road.

Overall, this represents a massive growth of government spending. That's not surprising, although it's a little heady considering the current federal government is already spending 3.2 trillion a year today.

The final health sandwich bill should be out here in a bit, will be interesting to see what Pelosi and her compatriots decided to do about "bending the cost curve". Certain key measures in the Senate bill were not popular with their special interests.
AndrewG avatar
Beach Fanatic
#10
Eventually the money runs out... very real consequences that Americans have never seen before.

And to think a Federal Income tax didn't exist prior to the 20th Century... How did we do it for 125+ years.
30ashopper avatar
SoWal Insider
#11
Eventually the money runs out... very real consequences that Americans have never seen before.

And to think a Federal Income tax didn't exist prior to the 20th Century... How did we do it for 125+ years.

I just want to get to a comfy retirement before the debt bomb explodes. Unfunded entitlements will change the course of american history. I don't want to be the guy who has to cough up the money to payback all the borrowed money.
Lynnie avatar
SoWal Insider
#12
I can certainly think of quite a few reasons to oppose the senate bill. Seems progressives, moderates, independents, and republicans feel the same way. Now that's what I call bipartisanship! :lol:

Oppose the Senate Bill, yes. Oppose reform, no. These, currently are mutually exclusive, IMHO. But, what gets me is that some believe if you are opposed to the present bill, you are therefore anti-reform. :confused:
Beach Comber
#13
The CBO score released today is preliminary. The final CBO score will be released this weekend, perhaps after a vote has occurred. This table was in the CBO letter delivered to Congress today. Notice the "Gross Cost of Provisions." The cost of this bill is $17 Billion over the 1st four years - $923 Billion over the next 6 years. Thus the reason for stalling implementation for 4 years. We all need this health care reform right now but we will have to wait until 2014 to get it. In the meantime - we immediately begin to pay for it. The first four year cost is 1.8% of the 10 year estimate. Good luck to us all
30ashopper avatar
SoWal Insider
#14
I would like to see the final score report, hard to tell anything from talking points. Unfortunately it looks like that won't be out till the weekend, and by then, it'll probably already be voted into law.

edit: Actually, we do have a full preliminary -

http://www.cbo.gov/ftpdocs/113xx/doc11355/hr4872.pdf

Edited

Bob avatar
SoWal Insider
#15
we need single payer, then you'll see cost control
Bob avatar
SoWal Insider
#16
I just want to get to a comfy retirement before the debt bomb explodes. Unfunded entitlements will change the course of american history. I don't want to be the guy who has to cough up the money to payback all the borrowed money.
i,me,mine

Edited

30ashopper avatar
SoWal Insider
#17
i,me,mine

Correct comrade Bob, we do thing differently than you did in your failed state!
Matt J avatar
SWGB
#18
Oppose the Senate Bill, yes. Oppose reform, no. These, currently are mutually exclusive, IMHO. But, what gets me is that some believe if you are opposed to the present bill, you are therefore anti-reform. :confused:

You are obviously opposed to reform if the only thing you can do is generate talking points denouncing the current plan, saying no, and offering no reasonable alternatives.
Lynnie avatar
SoWal Insider
#19
You are obviously opposed to reform if the only thing you can do is generate talking points denouncing the current plan, saying no, and offering no reasonable alternatives.

swgb, that's just a ridiculous statement. This board has talked the talking points to death. Right now, it's not reform, it's a plan that is forcing ideals on many Americans who are are screaming, 'NO!' Why are 37 states prepared to sue the US Gov't for passing such a bill if it weren't something taking rights away from you?

I have on many occasions suggested starting within the legal system for reform, then pharma. I discuss such items with people who can discuss. I am absolutely for everyone having medical care. I am not for having it shoved down my throat and forcing me to pay for people who make other choices and do not take care of their bodies; yep, inclusive of disease management. This should include accountability and responsibility, which this bill does not. We do not need this to be an entitlement, which is exactly what it is. This bill will damage more small and medium sized businesses. It will stall this recovery and prolong the imminent inflation glaring at us right now.

I just hope this bill isn't passed and that they don't 'deem' it passed. A poor win, IMO. We need reform, not this bill.
Beach FanaticAuthor
#20
Children should never be denied coverage - VIEWPOINT - The News Herald

So what does this Mom do?
March 17, 2010 08:00:00 AM

By DENISE L. SCHMIDT


PANAMA CITY BEACH
Recently my ex-husband found out that he was being let go from his job of 13 years. Through this job he was able to provide health insurance for our son, whom I have custody of. Unless my ex-husband is able to afford to pay for COBRA coverage, on March 31 our son will loose his current coverage. Needless to say, my ex-husband is unable to pay for COBRA coverage, therefore our son will loose his health coverage. He is 13 years old.


I have spent the last few days consulting with the insurance representative through my employer. Unfortunately, as a single mother, I am unable to pay the $900 monthly premium in order to add him to my employer’s health plan. The insurance representative through my employer even looked into my buying an independent plan for him through a private insurer. The premium was one I could afford and I was relieved in thinking I would be able to get him coverage.


However to my surprise, the insurer has denied him coverage. My son is diagnosed with Attention Deficit with Hyperactivity — unfortunately a condition that is becoming more common. The medicine he is currently taking costs $173.95 a month. Even with a $300 brand-name deductible and a 40 percent co-insurance responsibility on my part, the insurer will not cover my child. They say that it would be too expensive for them. In other words, they wouldn’t make a profit. My child has never been without health care insurance.


There is an option for health care for my son provided through Healthease Healthy Kids. It is a Medicaid HMO program. In all of Bay County there is only one provider who accepts Healthease. Needless to say, with only one provider, there is a waiting list just in order to apply for the coverage.


I work as an account representative at a surgery center that handles all of the insurance billing. I know firsthand I am not alone in my struggle over health care. I also know that even though the quality of care is not supposed to be any different than that of private health care, I know it is. I have worked in this field for 13 years, the majority of those in pediatric care. I have seen how patients can be treated as second-class citizens simply because their health coverage was not private, whether they were made to wait three times as long to be seen by a physician or not seen at all simply because the physician “wasn’t accepting new Medicaid patients at this time.”


I don’t presume to know what the solution is. However, for those who say the system is fine the way it is, I say you are nothing more than an ostrich hiding your head in the sand. I also believe that commercial insurance should not be allowed to deny coverage to children NO MATTER WHAT. I am sure there are those who will disagree, but until they are unable to insure their children their opinion means nothing to me.


I have been employed since I was 14 years of age; I am now 44. I have paid taxes. I have never accepted a single penny in government assistance. My son is just a child. He has no say in the matter and is not capable of helping in the situation. To think that I live in the most prosperous country on the planet that provides so much opportunity, yet there are children who are denied health coverage by commercial insurance plans sickens me.


Shame on the insurers and shame on the politicians for letting them to continue to do so. I am challenging my representatives to hold commercial insurance accountable.

Edited

Kayak Fish avatar
Beach Lover
#21
Goodwitch58, thanks for posting that.
Beach FanaticAuthor
#22
Goodwitch58, thanks for posting that.

You are welcome.

Having been a single mom with a son for many years and being self-employed for much of that time, I am completely empathetic with this writer. And, she is only one of many.

It is beyond time that the private-for-profit insurance industry in this country is called to account. The current situation is unsustainable, and is totally geared to profit that is earned from the illness of American citizens.

While the current bill may not be as good as it could be, and IMO does not go nearly far enough, it is at least a start...and would immediately help this Mom and her child.

It is completely shortsighted for Americans to allow these kinds of situations to exist--and why so many can not understand that, and be willing to do something positive about it, is beyond my grasp.

It may cost too much, but that will not matter in 20 years if children like this woman's son are allowed to languish and, some die, simply to allow another CEO of another insurance company to take home a billion $$ bonus.

And the drug industry is not blameless...I just heard from a deal friend right here in Santa Rosa Beach...she is also self-employed and was just diagnosed with cancer...her chemo started last week, and Tuesday when she went to the pharmacy to get the prescription for the shot she has to have after the chemo...the bill for ONE SHOT WAS OVER $3600.00...and that was after her insurance had paid its portion!

If any of you feel strongly about passing this bill, I would suggest that you call Congressman Allen Boyd who represents us. He voted no before and says he will again...he is also voting against students getting their student loans without going through the middle-man banks, so that students are paying more and waiting longer....I am not sure who is representing, but it's not people without insurance or students in NW Florida who are trying to educate themselves...you can reach him at 202 225-5235 or through this toll free # 1-877-445-1317.

Edited

Matt J avatar
SWGB
#23
swgb, that's just a ridiculous statement. This board has talked the talking points to death. Right now, it's not reform, it's a plan that is forcing ideals on many Americans who are are screaming, 'NO!' Why are 37 states prepared to sue the US Gov't for passing such a bill if it weren't something taking rights away from you?

I have on many occasions suggested starting within the legal system for reform, then pharma. I discuss such items with people who can discuss. I am absolutely for everyone having medical care. I am not for having it shoved down my throat and forcing me to pay for people who make other choices and do not take care of their bodies; yep, inclusive of disease management. This should include accountability and responsibility, which this bill does not. We do not need this to be an entitlement, which is exactly what it is. This bill will damage more small and medium sized businesses. It will stall this recovery and prolong the imminent inflation glaring at us right now.

I just hope this bill isn't passed and that they don't 'deem' it passed. A poor win, IMO. We need reform, not this bill.

Let me apologize for not being clear, that was not directed at you, you was used as a third person in that case.

Again the vast majority of people against this are of that opinion due to a lack of understanding it. The insurance industry, GOP, and teabaggers have all worked very hard to put misconceptions and fear into peoples minds.

I'm assuming that you have read the bill and that is where you are drawing your conclusions from?
Lynnie avatar
SoWal Insider
#24
Let me apologize for not being clear, that was not directed at you, you was used as a third person in that case.

Again the vast majority of people against this are of that opinion due to a lack of understanding it. The insurance industry, GOP, and teabaggers have all worked very hard to put misconceptions and fear into peoples minds.

I'm assuming that you have read the bill and that is where you are drawing your conclusions from?

Groovy. No, I haven't read it. Have you? Nor have I based my opinion on the insurance industry lobbying, GOP or Teabaggers. Right now, our politicians NEED to listen to the American People.
Here4Good avatar
Beach Fanatic
#25
Groovy. No, I haven't read it. Have you? Nor have I based my opinion on the insurance industry lobbying, GOP or Teabaggers. Right now, our politicians NEED to listen to the American People.

You mean the American People who haven't read the bill? :floor:

And why is that capitalized - is this a new upbeat singing group? Doesn't everybody miss Up with People? Don't you think we need them again? I see a big following for an UWP/Palin tour.

Edit: Oops, never mind, UWP encourages a global perspective now and wants members to be bridge builders:

http://www.upwithpeople.org/index.php?id=37

Pinkos.

Edited

Lynnie avatar
SoWal Insider
#26
You mean the American People who haven't read the bill? :floor:

And why is that capitalized - is this a new upbeat singing group? Doesn't everybody miss Up with People? Don't you think we need them again? I see a big following for an UWP/Palin tour.

Edit: Oops, never mind, UWP encourages a global perspective now and wants members to be bridge builders:

Up with People - Program Components & Learning Outcomes

Pinkos.
:roll: Please! Did you read the bill?

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