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Health Care Costs

Beach Fanatic
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The Truth About Health Insurance Premiums | FactCheck.org
mproved benefits required by the new law are responsible for a relatively small portion of the increases. Furthermore, the increases apply mostly to those buying policies individually, not the majority who get private insurance through employers. Those with employer-provided plans won?t see as much of an increase in premiums, since many of their policies already include the required benefits, a spokesman for an insurance trade association told us.

I think this is a good source for solid information about health care costs. Much of the primary sourcing is from the insurance industry and associations...

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Replies

16
scooterbug44 avatar
SoWal Expert
#2
What the politicians and corporations are telling me isn't true!?!

Good thing I was sitting down for that one! :roll:
30ashopper avatar
SoWal Insider
#3
Up, up and up! My employer had to increase our coverage signifigantly, adding features I will never make use of. I won't experience the added costs directly, but I will experience them in round about ways. All of that money will go to... the insurance company's bottom line.
scooterbug44 avatar
SoWal Expert
#4
Exactly what features did they have to add?

The article/Sowallers who used to write policies basically said the reason costs were going up was the same as always - rising medical costs and profit. Yes, a fraction of that rise is from actual changes due to the law - but the vast majority is the same old sheet.

My premiums went up 15-25% a year before Obamacare even existed as a concept, so don't tell me that this year's increases are a direct result of it.
30ashopper avatar
SoWal Insider
#5
correction ...and that money, starting in January, will be redistributed to people who do not enjoy the level of care I have earned.

The whole ObamabCare thing was more about progressive taxation than anything else.

Edited

Beach Fanatic
#6
Please explain how a particular level of care is earned.
Jdarg avatar
SoWal Expert
#7
Exactly what features did they have to add?

The article/Sowallers who used to write policies basically said the reason costs were going up was the same as always - rising medical costs and profit. Yes, a fraction of that rise is from actual changes due to the law - but the vast majority is the same old sheet.

My premiums went up 15-25% a year before Obamacare even existed as a concept, so don't tell me that this year's increases are a direct result of it.

Everybody's premiums go up every year. Instead of being mad at the insurance companies about it, Obama can be the bad guy!:lol: But it seems that at least with this year's premium increases, people get increased benefits too, when before you just received the lousy increase and no new benefits, or even a decrease in benefits!
Andy A avatar
Beach Fanatic
#8
Please explain how a particular level of care is earned.
If you don't know, I have a cancer patient who could readily tell you. Her oncologist, by the way, says that Obamacare will destroy our present patient care system. You know damn well what 30ashopper is talking about and so do I, even if you don't agree with the premise.

Edited

Bob avatar
SoWal Insider
#9
If you don't know, I have a cancer patient who could readily tell you. Her oncologist, by the way, says that Obamacare will destroy our present patient care system. You know damn well what 30ashopper is talking about and so do I, even if you don't agree with the premise.
mr entitlement speaks
Andy A avatar
Beach Fanatic
#10
mr entitlement speaks
My wife says to tell you she earned hers on her own and she is proud of the fact. She'll be glad to supply you details as to how she earned them if you want them. Mr entitlement speaks once again but the difference is I have earned mine, now tell us of your military experience and how you earned yours. Yes, I remember the fact that you served.
Geo avatar
Beach Fanatic
#11
My wife says to tell you she earned hers on her own and she is proud of the fact. She'll be glad to supply you details as to how she earned them if you want them. Mr entitlement speaks once again but the difference is I have earned mine, now tell us of your military experience and how you earned yours. Yes, I remember the fact that you served.

I'll show you mine if you show me yours.
:lol:

:clap:
beachmouse avatar
Beach Fanatic
#12
So you're saying she receives care because of Tricare? Which is essentially socialized medicine.
AndrewG avatar
Beach Fanatic
#13
The healthcare bill was a total disaster for Democrats and will haunt them for years to come. They pushed all their chips in for a crap bill.
scooterbug44 avatar
SoWal Expert
#14
Obviously I don't think the healthcare bill is perfect, but many of these not-so publicized reforms and easy to criticize changes were needed.

And you can badmouth it all you want, but at the end of the day it still means some of my friends can now get healthcare.

Sorry if that is such an offensive thing to so many of you, but IMO access to health care and medicine is not something you HAVEN'T earned if you are an American citizen who works full time.

Because once you sort through the Faux news broadcasts, the political lies, and the crap, that is the truth you are left with.

The "deadbeats" you think got healthcare because of this bill already had it and you were already paying for it.

The people this bill helped were struggling middle class folks who previously went without health care because they had to pay another bill or who simply couldn't get it.
Jdarg avatar
SoWal Expert
#15
So you're saying she receives care because of Tricare? Which is essentially socialized medicine.

I tried to discuss Medicare with my mother the other day, and like many people opposed to the healthcare reform, she finds it easier to put her fingers in her ears. I don't know how much Fox news she is watching, but I am a little concerned. I am really tired of our older citizens being scared to death with untruths and lies.

Sorry if that is such an offensive thing to so many of you, but IMO access to health care and medicine is not something you HAVEN'T earned if you are an American citizen who works full time.

Because once you sort through the Faux news broadcasts, the political lies, and the crap, that is the truth you are left with.

The "deadbeats" you think got healthcare because of this bill already had it and you were already paying for it.

The people this bill helped were struggling middle class folks who previously went without health care because they had to pay another bill or who simply couldn't get it.

I know, right?
Beach Fanatic
#16
My wife says to tell you she earned hers on her own and she is proud of the fact. She'll be glad to supply you details as to how she earned them if you want them. Mr entitlement speaks once again but the difference is I have earned mine, now tell us of your military experience and how you earned yours. Yes, I remember the fact that you served.


Your "I Got Mine and To Heck With Everyone Else" mindset is neither fiscally conservative nor fiscally sustainable.

Politics have nothing to do with it-it is simply arithmetic.

Let me share a family vignette with you-Mr. Entitlement.

Your healthcare is being funded by working Americans via payroll deductions.

One of those workers is our daughter.

She has a health condition and cannot get individual health insurance.

Fortunately she was hired to teach 7th grade math before her COBRA benefits expired.

Her condition is easily treatable but very expensive.

Without insurance she has two options-go broke paying for mediciine or suffer.

If she lived in any other developed country or some developing countries, she would not face this dilemma.

At least her pre-existing condition cannot be a reason an employer-sponsored health plan could exclude her. But this is because of the healthcare changes made during the Clinton administration-Hillarycare.

If Hillarycare was not law of the land, she would have two options-go broke or suffer.

You may be OK with her situation, but Mr. Entitlement, I ain't.

Have a Happy Thanksgiving.

Edited

Beach FanaticAuthor
#17
I tried to discuss Medicare with my mother the other day, and like many people opposed to the healthcare reform, she finds it easier to put her fingers in her ears. I don't know how much Fox news she is watching, but I am a little concerned. I am really tired of our older citizens being scared to death with untruths and lies.



I know, right?

I am tired of it too; we need to find a better way to inform people with the facts.

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