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Duchess

Beach Lover
Sep 11, 2005
123
61
Blue Mountain Beach/Reynoldstown
Our wind policy was sold by Citizens to Florida Peninsula a couple of months
ago. We just got our first policy renewal from FP and our premium has gone
up just over 100%---from $2411 to $4887. Would appreciate any input from
others who may use Seaside Property Insurance or First Home Insurance.
The numbers I quoted are with a 2% deductible.

And no, we're not gulf-front nor have we ever made a claim.

Thanks......
 

Lisa Ruby

Beach Fanatic
Jul 12, 2005
1,332
74
SoWal
www.rosemarybeachsales.com
I would definitely shop around.....I've found that since the insurance market has become so expensive and difficult premiums quoted by different companies/agents can vary.... not by hundreds, but thousands, for the same coverage. PM me if you would like the name of a good agent.
 
Duchess said:
Our wind policy was sold by Citizens to Florida Peninsula a couple of months
ago. We just got our first policy renewal from FP and our premium has gone
up just over 100%---from $2411 to $4887. Would appreciate any input from
others who may use Seaside Property Insurance or First Home Insurance.
The numbers I quoted are with a 2% deductible.

And no, we're not gulf-front nor have we ever made a claim.

Thanks......
That's just terrible.
 

SHELLY

SoWal Insider
Jun 13, 2005
5,763
803
TooFarTampa said:
Duchess, we are due to get our renewal from FP any day now. I am nervous, to say the least. If you get a better deal, would you post info or PM me? Thanks.

It's kinda like when you were a little kid with a Jack-in-the-Box and you cranked your way through "Pop-Goes-The-Weasel" and you got to those last few cords and you scrunched down and squinted your eyes and you plinked through them one...at...a...time....until POP!

Only this time the Knave, or the Weasel, is the Insurance Company. :eek:
 

TooFarTampa

SoWal Insider
SHELLY said:
It's kinda like when you were a little kid with a Jack-in-the-Box and you cranked your way through "Pop-Goes-The-Weasel" and you got to those last few cords and you scrunched down and squinted your eyes and you plinked through them one...at...a...time....until POP!

Only this time the Knave, or the Weasel, is the Insurance Company. :eek:

Nah, it's nothing like that! In that case logic told me what was coming. With this? There seems to be no logic to it. We also got outsourced to Florida Peninsula from Citizens with barely any notification and no rate reduction (even though Citizens is supposed to be "most expensive." Reading Duchess' post makes me :eek: and :pissed:

I really have no idea what is coming, and worse, have no faith that it will be close to fair.
 

yippie

Beach Fanatic
Oct 28, 2005
946
42
A local
My homeowners insurance with Nationwide went from $ 2,100 per year to close to $5,000.00. Then last night on the news, they announced that Nationwide has has for yet another increase of 70%.

They also said on the news that Nationwide announced that all policies south of the Intercoastal Waterway went up 44% and everywhere else in the county the policies went up 79%. I don't understand this.

The way mine went up makes me wonder if the intercoastal waterway is IN the Gulf of Mexico. Anyone know where it is???

Any other comments on this???
 
If I'm not mistaken, the Gulf Intracoastal (not Intercoastal, for googling purposes) Waterway in our area goes right under the Clyde Wells bridge on 331. I googled for a map, but I don't have much time to surf the 'Net right now, and all I found were links to maps for sale or either maps without much detail.
 

SGB

Beach Fanatic
Feb 11, 2005
1,034
183
South Walton
Beach Runner said:
If I'm not mistaken, the Gulf Intracoastal (not Intercoastal, for googling purposes) Waterway in our area goes right under the Clyde Wells bridge on 331. I googled for a map, but I don't have much time to surf the 'Net right now, and all I found were links to maps for sale or either maps without much detail.

This is true. The intracoastal goes right through the bay and to Panama City roughly through the Point Washington area.
 
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