• Trouble logging in? Send us a message with your username and/or email address for help.
New posts

scooterbug44

SoWal Expert
May 8, 2007
16,706
3,339
Sowal
To add to Skunkape's last posting, here's my emergency checklist/precautions list that I send to friends moving into hurricane/earthquake prone areas:

1) Safety deposit box w/ copies of important documents etc. A firesafe/box is a good idea, but not so helpful in a tornado, flood etc. I keep copies at a relative's house, on my laptop, and on the internet by emailing it to myself. (Internet is good because you can access it from anywhere, but is not very secure - okay for copies of lease etc, photos for insurance, health insurance info, contact info - not for sensitive financial docs as most email sites are easily hacked).

2) Renter's or content insurance - your landlord's insurance or your homeowner's insurance typically does not cover your stuff, just the structure. Not only get it, keep a copy of the info OUTSIDE your house.

3) Emergency credit card and cash. It took some people more than a year to get emergency housing from FEMA and shelters aren't fun. ATMs run out of cash fast (and don't work w/ no power) and criminals take advantage of disasters to pass bad checks so most businesses want cash, a Visa or a Mastercard.

4) Photos that document your home, valuables etc. in case you need to make a claim. With digital cameras and huge free email accounts there is no reason to not have this available. Without photos it's hard to prove you lived in a Taj Mahal instead of an ancient doublewide.

5) Basic health information & several days supply of medication. You should know your blood type, any medications, conditions & treatments. In an extreme example, there were people who don't know exactly what kind of cancer they had or how it was being treated post-Katrina. The insurance companies/doctor's offices are trying to set up a national database, but you need to know this stuff for emergency care.

6) Pre-planned evacuation locations, especially if you have pets - they are not allowed at shelters or welcome at most lodging. You should make hotel reservations several days out to guarantee lodging in case of a hurricane evacuation.

7) A contact outside the affected area you can check in with. It can be difficult to get through because that area code gets overloaded. It's much easier to call Georgia to check on a Florida person than it is to get through to a neighbor or loved one in an area code that everyone is calling and has downed phone lines and cell towers.

8) Backups of irreplacable photos etc. My albums are in Florida, my negatives are in another state.

9) A good source of local information. Local internet message boards (like Sowal :D ), sheriff's department website etc.

10) Know in advance what you would take in an evacuation. You should be able to make the decision to evacuate and be on the road w/in several hours. If this is not possible you need to make some different decisions about what you're trying to take with you.

11) Several days supplies of items like pet food, baby supplies, etc. Don't assume that a relative or evacuation destination will have these items readily available.

Always plan for the worst and hope for the best!
 

30A Skunkape

Skunky
Jan 18, 2006
10,314
2,349
55
Backatown Seagrove
A few pointers from the battlefront-Empty your refrigerator before you leave or else you could return home to a putrid, horrific mess and need a new appliance! Also, get a wallet sized card from your doctor that lists all your medical conditions and the name, DOSE and FREQUENCY of your medicine. Believe it or not, many people have a hard time telling you what meds they are taking beyond "a little yellow one for blood pressure and a blue one for my nerves"...:eek:
 

scooterbug44

SoWal Expert
May 8, 2007
16,706
3,339
Sowal
A few pointers from the battlefront-Empty your refrigerator before you leave or else you could return home to a putrid, horrific mess and need a new appliance!

Yes! I have a soft sided cooler (easy to cram into a car) and everything goes with me or in the trash (and don't forget to take the trash out too)! If you can't empty your freezer, you can figure out if the food is okay w/ a simple trick. Turn an ice cube tray (full of frozen cubes) upside down in your freezer before you leave. If there are still ice cubes when you return, the food is safe to eat. If they melted, it means everything thawed and should probably be chucked.
 

Smiling JOe

SoWal Expert
Nov 18, 2004
31,644
1,773
Don't buy a lot of frozen foods during hurricane season.

Be sure to have ample supply of your pet's medications, too.
 

egrp

Beach Lover
Sep 22, 2005
122
3
People think I'm nutz...but i've told anyone who'll listen, there will not be a major hurricane to hit the gulf for 10+ years. These storms come in cycles and the last 4 yrs (excluding last year which was quiet) were the peak. you can take that to the bank and invest in property insurers who have heavy exposure to FL's huge premiums.
 

Smiling JOe

SoWal Expert
Nov 18, 2004
31,644
1,773
People think I'm nutz...but i've told anyone who'll listen, there will not be a major hurricane to hit the gulf for 10+ years. These storms come in cycles and the last 4 yrs (excluding last year which was quiet) were the peak. you can take that to the bank and invest in property insurers who have heavy exposure to FL's huge premiums.
:roll:
...and what scientific knowledge can you show to prove this? Whether it is the guru of hurricanes, Dr Masters, or you, telling us the number of major Hurricanes to enter the Gulf this year, I wouldn't place a bet for either way.
 
Last edited:

30A Skunkape

Skunky
Jan 18, 2006
10,314
2,349
55
Backatown Seagrove
People think I'm nutz...but i've told anyone who'll listen, there will not be a major hurricane to hit the gulf for 10+ years. These storms come in cycles and the last 4 yrs (excluding last year which was quiet) were the peak. you can take that to the bank and invest in property insurers who have heavy exposure to FL's huge premiums.

:scratch: I like your optimism, but what do you consider a 'major' hurricane? The media will make certain that a category I storm is hyped to the point of seeming like a city killer. My rule of thumb is category III or worse, move out of the way, category II or less, I'm parking the car in an elevated garage and chilling out at home.
 

scooterbug44

SoWal Expert
May 8, 2007
16,706
3,339
Sowal
People think I'm nutz...but i've told anyone who'll listen, there will not be a major hurricane to hit the gulf for 10+ years. These storms come in cycles and the last 4 yrs (excluding last year which was quiet) were the peak. you can take that to the bank and invest in property insurers who have heavy exposure to FL's huge premiums.

It would be wonderful if you're correct, but I prefer to err on the side of caution! Are you only considering it major if it's a 5?

What insurers do you recommend, most I know are dumping homeowners and bailing out!
 

audie

fartblossom
May 15, 2005
10,946
27
A few pointers from the battlefront-Empty your refrigerator before you leave or else you could return home to a putrid, horrific mess and need a new appliance! Also, get a wallet sized card from your doctor that lists all your medical conditions and the name, DOSE and FREQUENCY of your medicine. Believe it or not, many people have a hard time telling you what meds they are taking beyond "a little yellow one for blood pressure and a blue one for my nerves"...:eek:

amen to that one skunky

"well it's white and it starts with an s and i'm not really sure what it's for" :bang:
 
New posts


Sign Up for SoWal Newsletter