Insurance is a strange thing. Before all of this started mine was very, very inexpensive. Around $800 a year if I remember correctly. Then after all those storms I ended up at Citizen's paying $2500 a year. Then all of those new companies started showing up and was able to find one that my agent was comfortable with and it came back down to $1500 a year. Now I imagine it will start to go back up again since Citizen's will be rising.
More than one agent told me that the problem in this county was that the major insurance companies, including Citizen's considered Walton a coastal county since part of it touched the Gulf. So a house just like mine in Holmes County would be 1/4 to 1/2 for the premium because it was an inland county. These smaller agencies started looking at location and distance from the Gulf and were then offering rates substantially cheaper. But I guess that is all relative cause it is still double. But housing costs went up, and of course the agent said I was under insured at $800.
One of those things you have to have I guess. You are correct, according to my situation, Crist can claim a major improvement on my insurance rates, rather or not he had anything to do with it. But what the heck, he is a nice guy. I have met him on more than one occasion and he has a cool tan, that is why I think we should Keep Charlie Crist : Florida Governor.
In the mean time I will just have to add another day of lima beans and rice to the diet to pay for all of this.
