I hope we don't have any more sly comments about either Mango or Little Fish from other readers. Obviously, if you know one or the other then your comments will favor that person at the expense of the other one. To the uneducated reader who has never spent time in SoWal, this sounds parochial. I don't think SoWal can afford that tag when it is in need of home buyers.
The only thing "parochial" are two? separate screen names, who just so happen to have join dates in October as well, and a post from Beachcoma yesterday who apparently has been doing some research on the mortgage industry.
"From what I have been reading it would seem that in future, a buyer who puts up less than 30-40% equity (or wants to finance more than 70%) will face some additional charges and fees and may also have a higher interest loan.
I would think that the largest demographic of potential buyers for SoWal properties would not have had any credit problems under even the strictest of yesterday's standards but if these new rules come into effect it will reduce the size of this demographic considerably."
or this post from the Rosemary Beach article:
All potential buyers of SoWal real estate should read these posts - puts the "warm, welcoming beach community atmosphere" description in a whole new perspective.
and from Little Fish who started this thread, Preconstruction Appraisal Process noting an anonymous posters issues with a preconstruction condo in PCB looking for information on how to salvage that deal and get around the appraisal process.
It seems to me neither one of you, or you, just do not get Sowal and the small home towne community feel and beauty, not only of it's real estate, but the people who inhabit it. It seems y'all post only on threads where your criticisms are the sole underlying purpose. It's quite glaringly obvious.
Happy Holidays!
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