• Trouble logging in? Send us a message with your username and/or email address for help.
New posts

scooterbug44

SoWal Expert
May 8, 2007
16,706
3,339
Sowal
The number of people who are outright denied insurance may be 3% (would love to see a source), but the number of people who pay far more for insurance because of a "pre-existing condition" that is just an excuse or who have claims denied for a nonsense pre-existing condition is FAR higher.

A couple examples of what can typically get you denied insurance coverage:
- had irregular periods (this is typical for 10-30% of women)
- gone to the ER within the last 2 years
- had cancer if it has been less than 10 years since you had any kind of treatment (even preventative)
- taken a prescription medicine within the last year
- diabetes that requires insulin
- taken OTC medication to improve fertility


You may still get coverage, but high premiums if:
- ever had an eating disorder
- been treated for anxiety
- you have had any kind of medical problem in your history
- have migraines
- have fibroids
- allergies
- had a C-section
- had acid reflux

These are heavy on the female side, as I have several friends who can't get insurance for these reasons or because of family history.

As unemployment rises and employers cut benefits, many people who currently HAVE health insurance will lose it and not be able to get new coverage.
 

Jdarg

SoWal Expert
Feb 15, 2005
18,039
1,984


Thank you. From skimming the first dozen or so pages, the bullets work just fine as summaries, since the draft is the same information, just stretched out into "formal" form. Please find me something meaningful in the official draft that is not covered in plain language in the bullets.
 

Teresa

SoWal Guide
Staff member
Nov 15, 2004
30,893
9,500
South Walton, FL
sowal.com
Stop asking for antibiotics to cure coughs and colds, Government tells patients
- Daniel Martin, February 17, 2009 [Daily Mail(UK)]


Sounds like sound advice to me since colds are viruses.

I am not going to try to respond to the array of "sound bite" type articles here because I would truly have to read every one.

Our health care needs fixing - perhaps we will do a better job than any other country and get it right! Wouldn't that be wonderful!!

G

I was going to say the same thing on that headline.

love your positive thinking G!

Just wanted to make sure everyone had actually read the plan. :wave:


http://www.barackobama.com/pdf/issues/HealthCareFullPlan.pdf

best idea yet!
 

30ashopper

SoWal Insider
Apr 30, 2008
6,845
3,471
59
Right here!
Of interest, the non-profit private, "public option" has been stripped from the current draft.
 

30ashopper

SoWal Insider
Apr 30, 2008
6,845
3,471
59
Right here!
The number of people who are outright denied insurance may be 3% (would love to see a source), but the number of people who pay far more for insurance because of a "pre-existing condition" that is just an excuse or who have claims denied for a nonsense pre-existing condition is FAR higher.

A couple examples of what can typically get you denied insurance coverage:
- had irregular periods (this is typical for 10-30% of women)
- gone to the ER within the last 2 years
- had cancer if it has been less than 10 years since you had any kind of treatment (even preventative)
- taken a prescription medicine within the last year
- diabetes that requires insulin
- taken OTC medication to improve fertility


You may still get coverage, but high premiums if:
- ever had an eating disorder
- been treated for anxiety
- you have had any kind of medical problem in your history
- have migraines
- have fibroids
- allergies
- had a C-section
- had acid reflux

These are heavy on the female side, as I have several friends who can't get insurance for these reasons or because of family history.

As unemployment rises and employers cut benefits, many people who currently HAVE health insurance will lose it and not be able to get new coverage.

I'm not arguing against you on this scooter, I agree we need to do something about the problem of coverage denial and coverage costs based on condition. That's what the madate is for, and as I've stated previously I'm willing to accept that as a solution.

I don't feel a "public option" plays into this issue at all though.
 

steyou

Beach Fanatic
Feb 20, 2007
423
80
Walton County
The number of people who are outright denied insurance may be 3% (would love to see a source), but the number of people who pay far more for insurance because of a "pre-existing condition" that is just an excuse or who have claims denied for a nonsense pre-existing condition is FAR higher.

A couple examples of what can typically get you denied insurance coverage:
- had irregular periods (this is typical for 10-30% of women)
- gone to the ER within the last 2 years
- had cancer if it has been less than 10 years since you had any kind of treatment (even preventative)
- taken a prescription medicine within the last year
- diabetes that requires insulin
- taken OTC medication to improve fertility


You may still get coverage, but high premiums if:
- ever had an eating disorder
- been treated for anxiety
- you have had any kind of medical problem in your history
- have migraines
- have fibroids
- allergies
- had a C-section
- had acid reflux

These are heavy on the female side, as I have several friends who can't get insurance for these reasons or because of family history.

As unemployment rises and employers cut benefits, many people who currently HAVE health insurance will lose it and not be able to get new coverage.[/QUOTE]

Why don't we focus on fixing the unemployment issue instead of making it worse. Lets give tax cuts to employers. Lets cut corporate tax. Give them incentives to re-invest. This will kick start the economy. What IS NOT kick starting this economy is taxing and spending this adminstration is oh so freely doing. It is past the point of being rediculous. I wonder what is coming next each day. I agree there is mucho waste in our medical arena. However, government run anything is sophmoric, at best. I don't care if it is repubs or dems.;-)
 

30ashopper

SoWal Insider
Apr 30, 2008
6,845
3,471
59
Right here!
Thank you. From skimming the first dozen or so pages, the bullets work just fine as summaries, since the draft is the same information, just stretched out into "formal" form. Please find me something meaningful in the official draft that is not covered in plain language in the bullets.

They're really quite different at this point. The devil is in the details. There are aspects of the current proposals that are differnet, not included, and there are additions. Obama's reform goals were broad based generalizations.
 

Jdarg

SoWal Expert
Feb 15, 2005
18,039
1,984
They're really quite different at this point. The devil is in the details. There are aspects of the current proposals that are differnet, not included, and there are additions. Obama's reform goals were broad based generalizations.

Thanks. I am sure it depends on if you support the plan or not that you find the "devil" in those details.;-) But I always appreciate that your arguments are detail oriented, even though I don't usually agree with your views.
 
New posts


Sign Up for SoWal Newsletter