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surfdog

Beach Comber
Sep 12, 2006
33
5
A little story. In 2005 Dennis, a tropical storm, hit the bluff at Sea Bluff. Because of the angle the sea hit that bluff, it completely wiped it out, our walkover and left a gaping hole under our front units. Together with The Village at White Cliffs, Adagio, White Cliffs and Bella Vita, we repaired all the damage, restored the dune and, hopefully, made further damage mute. Now, we need beach renourishment to assure the gulf does not reach where it reached last time. Those opposing beach renourishment have absolutely no idea of what they are talking about and feel they are not in a position to have the same thing happen to them. Believe me they are just as vulnerable as we were if the situation arises. Dennis was a tropical storm but it did more damage to Blue Mountain Beach than Opal or Ivan did. These private property owners need to realize they cannot leave the beach as it now is and not be subject to complete distruction of their property.

One word further regarding insurance and federal assistance. We, nor none of above mentioned complexes, received one penny of federal aid. We didn't receive any insurance reimbursement either and I doubt if others did either. It cost individual homeowners thousands and thousands of dollars to restore what was destroyed. Federal supported beach renourishment would solve the issue. It is too bad some are so misinformed as to not recognize this fact and are so greedy as to think they have the answer for something they have never seen occur.
uhhm dennis was a trop storm?
 

Lake View Too

SoWal Insider
Nov 16, 2008
6,999
8,498
Eastern Lake
So, more "fairly intense" than "relatively wee". That was always my assessment. As for my angle of attack theory, I hate it when facts and scientific data interrupt my brilliant, although uneducated, theories. Am I turning into a Republican?
 

Misty

Banned
Dec 15, 2011
2,769
752
One word further regarding insurance and federal assistance. We, nor none of above mentioned complexes, received one penny of federal aid. We didn't receive any insurance reimbursement either and I doubt if others did either. It cost individual homeowners thousands and thousands of dollars to restore what was destroyed. Federal supported beach renourishment would solve the issue. It is too bad some are so misinformed as to not recognize this fact and are so greedy as to think they have the answer for something they have never seen occur.

I'm not trying to be a smart a$$ here ....perhaps it's the fact I don't really understand the issue so, here is my question.

Why is it the federal governments responsibility to restore/reimburse someone who *knowingly* purchased land where flood insurance is practically non-existent, hurricanes are a fact of life and destruction is the norm? I sort of understand the re-nourishment of *public areas* but I don't get the private property owners beef.
 

Andy A

Beach Fanatic
Feb 28, 2007
4,389
1,738
Blue Mountain Beach
Misty, your presumptions are, IMO, flawed. People purchase land and build houses in tornado prone areas. It is much the same rationale for those living on the beach. I live on the beach. I have flood insurance. Once again, it did not cover any of our losses. In other words, people pick where they live for many reasons but the one most usually prevalent is that they would enjoy the area, their abode and are able to afford iving there. Weather is always a factor to be dealt with no matter where one resides. As far as private beach property's owners beef, I don't get it, either.
 

Misty

Banned
Dec 15, 2011
2,769
752
Misty, your presumptions are, IMO, flawed. People purchase land and build houses in tornado prone areas. It is much the same rationale for those living on the beach. I live on the beach. I have flood insurance. Once again, it did not cover any of our losses. In other words, people pick where they live for many reasons but the one most usually prevalent is that they would enjoy the area, their abode and are able to afford iving there. Weather is always a factor to be dealt with no matter where one resides. As far as private beach property's owners beef, I don't get it, either.

Andy, we all know that you think any one who doesn't agree with you is "flawed". I accept that as part of your domineering personality. :)

My point was/is that if you knowingly purchase property in areas prone to devastation hurricanes/tornadoes/floods etc., it's not the feds responsibility to bail you out. This sorta reminds me of the feds bailing out the car industry some years back which included some of the largest lending institutions in America (Fannie Mae and Freddie Mac). You knowingly assume the risk of lending people money just as a buyer assumes the risk of purchasing property in an area where a category 2 thru 5 hurricane generally causes substantial damage. If you can't afford the cost of rebuilding...chances are you are living above your means which is as foolish as Fannie Mae and Freddie Mac expecting a bail out by the feds because someone defaulted on a loan. They knew the risks just as a potential home buyer should *beware*.
 

Andy A

Beach Fanatic
Feb 28, 2007
4,389
1,738
Blue Mountain Beach
No, Misty, I do not think that all disagreement with me is "flawed". It is just that many know so much that isn't true with which I diagree.
 

beachmouse

Beach Fanatic
Dec 5, 2004
3,499
741
Bluewater Bay, FL
End of the day, it's actually quite hard to find a place in this country that isn't prone to natural disasters whether they be hurricane/cyclone, tornado, earthquake, tsunami, general flash flooding.... My in-laws in Michigan had $8K of damage to their finished basement a few years back when the remnants of a tropical storm decided to stall out over the Great Lakes.

So the line between 'good places to build' and 'bad places to build' isn't really as cut and dry as many people think.
 

Misty

Banned
Dec 15, 2011
2,769
752
End of the day, it's actually quite hard to find a place in this country that isn't prone to natural disasters whether they be hurricane/cyclone, tornado, earthquake, tsunami, general flash flooding.... My in-laws in Michigan had $8K of damage to their finished basement a few years back when the remnants of a tropical storm decided to stall out over the Great Lakes.


So when does a private property disaster become a federal problem....should the feds have bailed out your in-laws?
 
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