I'm happy to hear you and yours are being helped...you are willing to kick into the pot and that's a good thingI am paying for a policy under ACA because I run a small business. I am in the minority in that ACA gave my family access to better insurgence than we had prior to. The plan I chose is expensive (more than $700 per month), but because of my child's précis ting condition prior to ACA, the cost for us would even higher if we could get insurance at all. I realize this is not the case for everyone.