• Trouble logging in? Send us a message with your username and/or email address for help.
New posts

scooterbug44

SoWal Expert
May 8, 2007
16,706
3,339
Sowal
Thought this was an interesting reality check:

Do The Rich Deserve More Tax Breaks? - Newsweek.com

Here we go again. Whenever the subject of taxes comes up?and it's come up in the debate over the Obama administration's decision to let many of the Bush-era tax cuts expire this year?we're treated to a chorus of complaints that people who make $250,000 a year aren't really rich. Raising taxes on these people, we're told, would be raising taxes on the middle class.

I have two pieces of bad news for the over-$250,000 crowd. First, the reversal of some of the temporary Bush tax cuts is probably inevitable, given the appalling mismanagement of fiscal affairs between 2001 and 2008. Second, for those of you making more than $250,000, I regret to inform you yet again: Yes, you are indeed rich?any way you slice it.

To a surprising degree, feeling rich or poor is a state of mind. There are people who pull down $3 million a year who are miserable and feel strapped for cash and people who make $30,000 a year who believe they have everything they need. But income data can surely tell us something. And they tell us that $250,000 puts you in pretty fancy company, especially after the collective pratfall the economy took in 2008. A household that's making $250,000 today is making about five times the median. In fact, only 2.476 million U.S. households, the top 2.1 percent, had income greater than $250,000 in 2008. (About 20 percent of households make more than $100,000.)

The places where $250,000 stretches you are few and far between: some of the swankier East Coast and Chicago suburbs, several neighborhoods in Manhattan, chunks of the California coast. Even in the most exclusive communities where the wealthy congregate, $250,000 is still pretty good coin. Consider this: In late 2008 Forbes ranked America's 25 wealthiest neighborhoods. In all of them, someone making $250,000 a year would probably not be able to afford his dream house. But in all of them, someone making $250,000 would be doing better than most of his neighbors.

Once again, I await the tidal wave of e-mails, blog posts, and comments from hardworking, self-made people who earn $250,000 a year but don't feel financially secure and don't consider themselves rich, especially compared with the venture capitalist next door. Having spent my entire adult life in and around Washington, Boston, and New York, I feel your pain. I'm eager to listen and empathize. Tell me all about how insanely expensive housing is in any area with good public schools. Tell me about how many seemingly undeserving neighbors make so much more than you do. Tell me about how you want an income tax system that accounts for geographic differences in the cost of living (the Alternative Yuppie Tax?). Just don't tell me you're not rich.
 

Mango

SoWal Insider
Apr 7, 2006
9,699
1,368
New York/ Santa Rosa Beach
Wow, what an angry diatribe from someone who will probably never make $250K a year writing.

I hate to break the news to him, but around the $250K mark, that person/couple is probably breaking their a$$, doesn't see their family, has to break bread with people they probably don't like, already pays lots of taxes to state and federal government and watches it go to social programs they will never benefit from. They in all likelihood lost just as much as everyone else incrementally in the markets and watched the values of their homes decrease.
The use of the word Alternative Yuppie Tax is demeaning. In order for the government to collect taxes from those earning around $250K, the majority are earners from high cost areas because, hello....that's where the majority of the jobs are. I'm not saying it is deserving, but let's be realistic about the 5 digit taxes on their homes, commuter expenses, etc.

I'm betting that most people want our country's economy to be healthy again and will be happy to pay a little extra in taxes if that strengthens us financially, but it wasn't the $250K range that created this fiscal mess.
 

scooterbug44

SoWal Expert
May 8, 2007
16,706
3,339
Sowal
It wasn't just people outside the $250K bracket either. :roll:

The point of the article is that no matter how you crunch the numbers or where you live, if you are making $250K a year you are doing better than 97% of Americans - so you are definitely not middle class.

Given how often that figure is batted around in politics today I thought it presented a good reality check as to how many that number represents.
 
Last edited:

Mango

SoWal Insider
Apr 7, 2006
9,699
1,368
New York/ Santa Rosa Beach
It wasn't just people outside the $250K bracket either. :roll:

The point of the article is that no matter how you crunch the numbers or where you live, if you are making $250K a year you are doing better than 97% of Americans - so you are definitely not middle class.

Given how often that figure is batted around in politics today I thought it presented a good reality check as to how many that number represents.

It's all relevant to what the local economy dictates. Perhaps I more sensitive to this having lived in New York all my life and having seen thousands of loan apps pass my desk. Most families were dual earners, had degrees, and between them earned near that 250 range. They were not highfalutin people. Also, many would even consider over $100K, if you took the national income average, as being rich. At what point does one draw the line between judging who is a whiner about tax increases and who is justified?

I also am not buying those income figures relative to their neighbors. Many of these income and minority surveys are highly inaccurate. Take Sowal and an area in CA. Sowal was once classified farm land and thus surveys taken there regarding mortgage eligibility in certain programs is inaccurate. You can take incomes of people in Brooklyn, New York on one street, go two blocks and have considerably lower income. Same for New Orleans and I am sure many other US locales.

The writer would have been better served by his research by actually listening to the people he claims he knew then judging them. Actually, this conversation has been so played out in the media that it is frankly boring.

I am not defending either way, raising taxes or not -- my point was I just disliked the tone of the article and found it academic.
 

Mermaid

picky
Aug 11, 2005
7,871
335
Anyone who makes more than the median is rich so why such sour grapes from the author? He's dripping with vitriol at anyone who has the temerity to earn $250K or more. Is it a crime to be "rich"? I'd have liked the article more if Daniel Gross wasn't such a whiner.
 

Lynnie

SoWal Insider
Apr 18, 2007
8,151
434
SoBuc
I think scooter is right regarding mindset. My mindset is set and $250K did not make me rich.....by any stretch of the imagination.

I need much more than that and over seven figures in the bank before I will consider myself rich. I didn't previously have this ideal. This thinking surfaced only since having to close my business and seeing that despite ones' talents and earnings, through no fault of your own, it can literally dwindle overnight.

That said, when I stoke a check to the IRS, I always say, "Thank you." This thanks for having the capability to earn, create and build a business.....do I like paying the IRS? Not in a mad fit!

I tell you what's worse: having to pay taxes now that I am flat busted! Now, that sucks royally!
 
New posts


Sign Up for SoWal Newsletter