Bob How much is the medical stipend for FRS participants ? When does it start and is there any time limit on the payment? I believe the FF union is trying to negotiate a $600-$800 per month stipend to be paid until the participants normal SS retirement age. If a SWFD FF retired with 25 years of service wouldn't he receive between $7200 - $9600 per year until 67 years of age (most cases from what I see in the tables). If that employee were 50 years of age when he/she retired it would appear that the benefit would be somewhere between $122,400 and $163,200.