Wakovia - r.i.p.

[hnooe]

CitiBank is cool. At least now, I won't have to correct the pronuciation of those who can't prounounce it right ....
it is NOT "Watch-Over-Ya. :funn:

 

[NoHall]

CitiBank is cool. At least now, I won't have to correct the pronuciation of those who can't prounounce it right ....
it is NOT "Watch-Over-Ya. :funn:

I like the "Watch-Ovah-Ya" pronunciation because of their good service...

 

[Miss Kitty]

Not all of them!

One again I trumpet the merits of patronizing local businesses! I still have my accounts and $ in my childhood hometown bank - which doesn't charge any ATM fees and didn't make any sub-prime loans.

I have laughed at and pondered the opening of so many little banks all over my neighborhood. Now I think I understand that they have been laughing all the way inside their little halls because they have no subprime loans! Bank of La Jolla, here I come! Sounds so chi chi!

 

[30ashopper]

Should I close my checking account and open one up with Bank of Mattress?

If you have less than 100K per account, it's got a big ol fat garantee on it from the FDIC. Pulling your cash out of Citi would just contribute a small amount to this overall mess. Better to just let it sit there. Besides, your matress doesn't pay interest.

 

[30ashopper]

Not all of them!

One again I trumpet the merits of patronizing local businesses! I still have my accounts and $ in my childhood hometown bank - which doesn't charge any ATM fees and didn't make any sub-prime loans.

If it's a private bank, how do you know what they invested in? I'm not questioning your logic, i'm curious, did they publish their financial data for you or something?

 

[NoHall]

If you have less than 100K per account, it's got a big ol fat garantee on it from the FDIC.

:funn: If I have more than $100 (no Ks or other letters; just a decimal and 2 0s) it's a good day for me!

Pulling your cash out of Citi would just contribute a small amount to this overall mess. Better to just let it sit there. Besides, your mattress doesn't pay interest.

You're still thinking that I have savings. You're thsilly. But my service charge for checking is very small. (In fact, I don't think I have one...)

Scooter and Kitty--You're right. If my service doesn't remain top-notch, I'll be looking into that bank that started up out of the Regions rage around here.

 

[scooterbug44]

I know because they send out a newsletters to keep everyone updated and because I ask lots of questions (shocking, huh?) and get the answers in writing.

They have strict lending standards which unfortunately kept me from getting a mortgage/lot loan through them (they only do loans on property within the county they are located in), but fortunately kept them out of the whole sub-prime/packaging/independent mortgage broker mess.

 

[bluemtnrunner]

Every day I am learning what a true blessing it is to be poor!

 

[elgordoboy]

Every day I am learning what a true blessing it is to be poor!

I wish I had realized that I really was poor before I adopted the lifestyle of the "idle rich". It is tough going.

 

[Miss Kitty]

Every day I am learning what a true blessing it is to be poor!

I wish I had realized that I really was poor before I adopted the lifestyle of the "idle rich". It is tough going.

...don't worry...we might all be "poor" the way things are going. It is how we, as Americans, adjust that will be the story! That pendulum is swaying.