There are lots of things going on in Tallahassee(gov and legislature). Ya'll might think about contacting your representatives and writing the governor
with your insurance concerns.
Even those who are not Florida residents have the ability to make an impact on our leadership because of the tourism/second home economy factors.
Just a thought--let those who have the power to make a difference, know how you feel! (in another life, I was a lobbyist):
I will email our government staff. I was through citizens insurance as well.
Its just hard to be self insured.