Little Fish, you deserve neighbors, friends, business colleagues,and family who exhibit the same behavior as you.
Mortgage Broker is "broker"
- Thread starter Capricious
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Bob:
Thanks for the kind words. In fact, I am lucky to be surrounded by highly intelligent, ethical, kind, and friendly people.
Little Fish
Thanks for the kind words. In fact, I am lucky to be surrounded by highly intelligent, ethical, kind, and friendly people.
Little Fish
Three transactions, three times on a Broker Fee Agreement, three times on a GFE, and three times it's disclosed on the final HUD-1 at closing.
You expect us to believe he didn't notice it or question it all three whole times and at least 9 disclosures later?
You've flip flopped back and forth on YSP being beneficial to the buyer (see above) then proceed to say YSP should be eliminated and added to line 802 of GFE which, BTW, is Loan Discount and paid to the Bank directly by the consumer, not to the Broker.
You've hardly made an argument here to remove YSP and addressed my question about shopping and investigation with a lame excuse of not having time when you are making one of the largest purchases one can make. (but somehow had time to call a Broker friend to ask how to work the system)
I was hoping to engage you in intelligent discord regarding the subject, but you just proved to me that you and your ilk will be the first to feign ignorance about their ARM loans too at the first sign of trouble, which is partially responsible for our current housing crisis.
Next.....;-)
Mango:
Is that desperation I sense in your tone? You've never argued for YSP, nor proven why it's a good system; rather, have sought to discount my personal experience. And what's this about "intelligent discord"? I've never witnessed intelligent discord from you. But then again... like all things, intelligence is relative...
The only thing you've proven is that you are one of those rare, rude New Yorker's that we don't care to see on our Southern beaches. Next time you head south, please be sure to get on I-95.
Good luck shafting your clients.
Little Fish
Is that desperation I sense in your tone? You've never argued for YSP, nor proven why it's a good system; rather, have sought to discount my personal experience. And what's this about "intelligent discord"? I've never witnessed intelligent discord from you. But then again... like all things, intelligence is relative...
The only thing you've proven is that you are one of those rare, rude New Yorker's that we don't care to see on our Southern beaches. Next time you head south, please be sure to get on I-95.
Good luck shafting your clients.
Little Fish
Little Fish, I directed you to the Mortgage Reform thread where I clearly stated my position, however, you chose to not read that either. I recall you wanting to see what others had to say about the issue instead of forming your own opinion which is a sign of intelligence.
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Someone, throw the man a raft! Or.... maybe not!
Call the neighbors and wake the kids! I smell fish sticks a-cookin'! Little ones...
NOT!!!!!:nono1: some people need to sink ;-)Someone, throw the man a raft! Or.... maybe not!
not very palatable
Possibly burning.
