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scooterbug44

SoWal Expert
May 8, 2007
16,706
3,339
Sowal
Poor with your basic needs paid for is far better than rich with the house of leveraged cards falling down around your ears.

Lots of folks are finding that one out the hard way these days!

Per Papa Scooterbug - it isn't a palace, but it's paid for! ;-)
 

steele mama

Beach Fanatic
Mar 14, 2005
3,357
79
Newnan, Georgia
:funn::rotfl: If I have more than $100 (no Ks or other letters; just a decimal and 2 0s) it's a good day for me!




You're still thinking that I have savings. You're thsilly. But my service charge for checking is very small. (In fact, I don't think I have one...:blink:)

Scooter and Kitty--You're right. If my service doesn't remain top-notch, I'll be looking into that bank that started up out of the Regions rage around here.
Sounds like we have the same financial planner. :yikes:
 

ShallowsNole

Beach Fanatic
Jun 22, 2005
4,279
857
Pt Washington
Well...my childhood bank got bought by Regions 10 - 15 years ago.

To give you an idea of how long we had banked there, my whole savings account number was 3525.

As a young adult, I worked there and learned all about male chauvinism. I also bought stock when they began selling it. Quite a bit of it, actually.

I made out like a bandit. :D But I can't touch it until I'm 59 1/2. :blush:
 

DD

SoWal Expert
Aug 29, 2005
23,870
460
72
grapevine, tx. /On the road to SoWal
After the dust settles I am changing. Nothing to do with thsi mess though. Last week they charged me $15 to receive an incoming wire that I paid $60 for on the other end. I believe they also charge $5 to cash a check over $150 to non account holders as does Regions and others, I ran into this while cashing a check for the return of $200 cash I loaned a friend. There will be no loaning cash to Regions customers by me anymore.

Gordo, please don't open any e-mails from Nigeria. :D
 

SHELLY

SoWal Insider
Jun 13, 2005
5,763
803
After the dust settles I am changing. Nothing to do with thsi mess though. Last week they charged me $15 to receive an incoming wire that I paid $60 for on the other end. I believe they also charge $5 to cash a check over $150 to non account holders as does Regions and others, I ran into this while cashing a check for the return of $200 cash I loaned a friend. There will be no loaning cash to Regions customers by me anymore.

:blink: Please clarify the highlighted sentence:

(1) Are you saying that Regions charged you $5 to cash a check drawn on their own bank??

(2) or are you saying that Wachovia (the bank I'm assuming that you have an account with) charged you $5 to cash the Regions check

.
 

Miss Kitty

Meow
Jun 10, 2005
47,011
1,131
70
:blink: Please clarify the highlighted sentence:

(1) Are you saying that Regions charged you $5 to cash a check drawn on their own bank??

(2) or are you saying that Wachovia (the bank I'm assuming that you have an account with) charged you $5 to cash the Regions check

.

It worked for the airlines, no? :blink:
 

futurebeachbum

Beach Fanatic
Jul 11, 2005
1,100
375
69
Snellsburg, GA
www.myfloridacottage.com
On a personal level, we've banked exclusively(except for a few mortgages) with our credit union for 30 years.

No high fees, good rates, personalized service and leading edge features (bank by web long before most banks had it.)

Same people in the branches for a long time too.

I really prefer it to a bank for a noncommercial relationship.
 

Mango

SoWal Insider
Apr 7, 2006
9,699
1,368
New York/ Santa Rosa Beach
While I was in the Bank today (one of the largest ones and not one I am terribly worried about) there were probably about 10 or more people, mainly elderly, that came in asking about the health of the Bank. The managers didn't explain about FDIC insurance or didn't look at account balances (maybe they had an idea already). Nonetheless, people were scared. I did see two desks empty and asked what was up with that. :blink:

FBB- I like credit unions for all the reasons you posted. I hate that there has been a management change at my Bank and they took all the good people with them to the new Bank. I would have followed, but they are too far away. But yes, very little turn over at credit unions as far as employees.
 
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