I thought about it...but it's much more fun being enigmatic. You never know, I just might be RuPaul
I will give you this much...SHELLY is my "Nom de Plume"
No, don't tell . . . it's much more interesting not knowing. I love a good mystery.
I thought about it...but it's much more fun being enigmatic. You never know, I just might be RuPaul
I will give you this much...SHELLY is my "Nom de Plume"
One thing I would like to know, though, about SHELLY - are you a girl or boy? I hate having to say he/she, him/her, etc
Of course I'm in RE: I own my house...free and clear
Where is the logic in owning your own home free and clear... Are you anti American? Did you not read "Rich Dad, Poor Dad"? Shelly, we must talk. Lets meet at Starbucks at 9am on Friday . I promise, I will not expose your secret identity.
I agree with Shelly, greed. Everyone got greedy, the Real Estate agents and investors pusing the price up based on speculation, the appraisers for speculative appraising, the lenders wanting to make their origination fees and junk fees with risky financing. Here is a thought, take away the hurricaines and higher insurance, take away the lucrative financing, take away the 40 year lows for interest rates. Were there ever enough end user buyers to buy all these new condos? With all these new condos coming for sale, have the builders really over built for the end user demand? If so, that is bad, now add back in the hurricaines and higher insurance, the interest rates are now longer at the 40 year lows, lender financing has tightened up. These are my thoughts and Shelly may be on to something here!What can we do to fix everything? Stop the greed, then everything will fall into place. Easy...no?
Because I've lived in the panhandle for decades my viewpoint of "local beauty" is far different from that of newcomers. If someone had told me in the 70's Hwy 98 would be choked with traffic; condos, houses and seawalls would line the beaches; access to the beaches would be cut off by private developments; and the regular Joe couldn't find an affordable place to live; I would have told them they were out of their mind too! (And that was less than 40 years ago!)
And because I follow the economy of the US, I know we are not in a very good place--and eventually the economy is going to have to flush itself, and it's not going to be pretty for the unprepared. For those who want ignore the warnings, who cares? Keep spending borrowed money like there is no tomorrow. But like they say in the biz, "During recessions money is returned to its rightful owner."
There are plenty of Pollyannas on the forum...I don't mind playing the 's advocate.
Just like I may seem like the person who stands on the corner and shouts "Repent, the end is near"...I view those who keep trying to reform my way of thinking like a Jehovah Witness who incessantly pound on the door trying to get me to change my ways. ....it's not gonna happen.
The only problem is that the word "greed" does not exist in a Capatilist handbook!!I agree with Shelly, greed.
Where is the logic in owning your own home free and clear... Are you anti American? Did you not read "Rich Dad, Poor Dad"? Shelly, we must talk. Lets meet at Starbucks at 9am on Friday . I promise, I will not expose your secret identity.