Fortunately, you are wrong. FEMA will pay 75% of the cost to restore an engineered beach and the state will pick up 1/2 of the remaining cost. A beach restoration project is a restored beach .
See FAQ under Implications
http://protectwaltoncountybeaches.com/phaseII_faq.asp
This must be a paragraph you are referring to:
Why not wait until after the next storm and let FEMA pay for the recovery?
In a disaster, FEMA will pay for up to 75 percent of recovery efforts for the restoration of an engineered beach. After the completion of the restoration project, it will be an engineered beach. On non-engineered beaches only emergency protection is eligible for FEMA reimbursement. Emergency protection is less than 10 percent of sand placed in a beach restoration project. Emergency protection consisted of beach scraping along the 30-A corridor after Hurricanes Ivan and Dennis as those areas were not engineered beaches.
The beaches of South Walton are not considered an engineered beach, except for the area from Sandestin to the Okaloosa County line. FEMA payed for none of the restoration. The State funded 75% and the TDC 25%. The restored parts can now get help from FEMA.
The ONLY thing FEMA has done is scraped the beach and built a berm on State Property.