FFF, My family and I have been investing in South Walton real estate for over 30 years with great success. I tend to agree with your assesment of the South Walton real estate market but I suggest you just ignore Shelly. Shelly's only pupose is to promote the negatives regarding the real estate market anywhere, anytime, anyplace. I suggest you follow the motto I adopted a few months ago..."Life's a bowl of jelly when you just ignore Shelly." Doesn't really make much sense but neither does she... and it makes me laugh.