Multilevel marketing MLM discussion

Re: Consumer Driven Fee-For-Service Health Care Makes A Comeback

Except maybe that: politicians listening to Milton Friedman (may he RIP) has a lot to do with the economic situation we find ourselves in now.

Hey, I resemble that statement.

Whatever happened to Josh. He use to post on here from time to time but since the MLM he seems to have disappeared.

Re: Consumer Driven Fee-For-Service Health Care Makes A Comeback

Shelly

In response to your post: You state Ameriplan "claim" to be an insurance company. I challange you to find and post any official Ameriplan document where the insurance company claim is made.

You also stated Ameriplan scam representative calls offering $2500 credit card for $249. I again challange you to prove that statement. such a product does not exist in product portfolio.

Since your post is now part of the public domain and slander and liable is evident, your post has been forwarded to Ameriplan Legal Department for their review.

Have a nice day

Beemn?

Re: Consumer Driven Fee-For-Service Health Care Makes A Comeback

Shelly

Since your post is now part of the public domain and slander and liable is evident, your post has been forwarded to Ameriplan Legal Department for their review.

Have a nice day

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Remember the name is SHELLY....not like Shirl Shelley from Ameriplan who was identified in the $200,000 Settlement for fraud allegations in Montana back in Nov 2006:

"In July, Morrison issued a cease and desist order after charging AmeriPlan USA, its founding officers, Dennis and Daniel Bloom, and Shirl Shelley, a Montana resident, with numerous violations of both the Montana Insurance Code and the Montana Securities Act.

AmeriPlan and its agents and officers were accused of failing to contract with the medical care providers (including doctors, nurse practitioners, physician's assistants and hospitals) they advertise as participants in AmeriPlan's medical care discount program. The Auditor alleged that more than 700 Montana AmeriPlan members in the state were unable to use the discount cards because there were few, if any, providers in Montana. Additionally, AmeriPlan is charged with conducting an illegal pyramid promotional scheme because it sold "broker packages" for the purpose of recruiting memberships. Because the memberships were for discounts that did not exist, Morrison alleged there was no actual product being sold. AmeriPlan's largest source of income in Montana was from the sales of these "broker packages," according to the Auditor's charging document."

http://www.insurancejournal.com/news/west/2006/11/22/74554.htm

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Re: Consumer Driven Fee-For-Service Health Care Makes A Comeback

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Remember the name is SHELLY....not like Shirl Shelley from Ameriplan who was identified in the $200,000 Settlement for fraud allegations in Montana back in Nov 2006:

"In July, Morrison issued a cease and desist order after charging AmeriPlan USA, its founding officers, Dennis and Daniel Bloom, and Shirl Shelley, a Montana resident, with numerous violations of both the Montana Insurance Code and the Montana Securities Act.

AmeriPlan and its agents and officers were accused of failing to contract with the medical care providers (including doctors, nurse practitioners, physician's assistants and hospitals) they advertise as participants in AmeriPlan's medical care discount program. The Auditor alleged that more than 700 Montana AmeriPlan members in the state were unable to use the discount cards because there were few, if any, providers in Montana. Additionally, AmeriPlan is charged with conducting an illegal pyramid promotional scheme because it sold "broker packages" for the purpose of recruiting memberships. Because the memberships were for discounts that did not exist, Morrison alleged there was no actual product being sold. AmeriPlan's largest source of income in Montana was from the sales of these "broker packages," according to the Auditor's charging document."

http://www.insurancejournal.com/news/west/2006/11/22/74554.htm

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I really am glad you are able to laugh --my head nearly exploded.

Re: Consumer Driven Fee-For-Service Health Care Makes A Comeback

I really am glad you are able to laugh --my head nearly exploded.

Why not laugh....this Ameriplan sham stuff is all over the internet. Here's the article I quoted above: http://www.corporatenarc.com/ameriplanscam.php

Ads like this: http://www.homebaseddream.com/
"AmeriPlan? offers a great work at home opportunity that ANYONE can do! Our company is the nation's largest provider of discounted health benefits in the United States."

Lead companies hawking referrals: http://www.betterbusinessreferral.com/customsurveyedamp.htm
"This surveyed lead is generated for Ameriplan Representives only! This lead an exclusive lead and will only be sold to one Ameriplan Sales Representive. These leads are generated using targeted webpage advertising, direct mail surveys, and pop up forms. "



"Brokers" websites: http://www.agoodwebsite.com/home_based_earning_opportunities.htm
"Multiple tiers exist in the Ameriplan MLM program. These tiers allow the person who refers you to the plan to earn as well as people in your down line. This helps you build income as you sell but also brings in residual incomes for you so the effort you make on a single discount health plan sale can bring you income again and again over the course of many years."

Multiple tiers, downlines, residual incomes....:scratch: Where have we heard talk like that before?? MLM discussion - SoWal Beaches Forum

When the economy goes into the crapper, these type of "get rich quick, at home, in your own time" MLM businesses always float to the surface.

AND THEN THERE'S THIS:

AmeriPlan? is committed to a zero-tolerance, anti-Spamming policy. If you have any complaints or comments regarding Spam on our network, please direct them via e-mail to:Abuse@ameriplanusa.com



Have a nice day



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Re: Consumer Driven Fee-For-Service Health Care Makes A Comeback

Shelly, I'm surprised. I thought you had your hand on the pulse of the matter. After reviewing the sites you reference, it appears you are just regurgitating other false information. Come on, show some originality. You did not even have the common courtesy to post the letter from Ameriplan refuting the false claims in the site you referenced.

The other sites you cited have absolutely nothing to do with Ameriplan.

It appears to me that you are a frustrated former MLM loser.

A little research on you part would reveal that Ameriplan has would nbeen in existence since 1992 and is not a "Scam" just created due to "bad economic times".

Since you would not post Ameriplan's reply, here it is:


AmeriPlan claims to be an insurance company.

FACT: Ameriplan states all over ever website of ours and every brochure and every DVD that we are NOT insurance. This statement is totally false.

YOUR SITE CLAIMS: The AmeriPlan scam takes place when a representative calls offering 2,000 dollar credit card for $249. This card can be used for medical expenses supposedly covered under AmeriPlan. The caller informs the potential client that they will receive the card in the mail before their bank account is debited. This is not the case.

FACT: Ameriplan does not have a $2000 dollar credit card.

FACT: We have NO startup option for $249. Sounds like whoever made this false claim is a very confused person.

FACT: We clearly state that our program offers deep discounts on medical expenses and that our members pay for the service at the time of service.

FACT: The person making this false claim mentions "the caller" but no name is given. They imply that "the caller" is reading from a company script, but there is NO company script. IF an IBO told them their card would arrive before their bank account was debited, then that ONE IBO did not give truthful information. That does not make our company or the other 70,000+ IBOs bad.

YOUR SITE CLAIMS: If a customer asks for more information they are told they will not receive any information until they send their payment.

FACT: Once again, WHO are they asking? They are asking an IBO who is working out of their home as and Independent Business Owner. No company can police what an independent contractor says from their home phone. The fact is that if a potential customer wants more information, there is a wealth of information about Ameriplan available to them via many web sites, DVDs, and brochures. To make this claim is totally irresponsible and shows that www.corporatenarc.com is not interested in doing the slightest effort at finding the truth, but rather only in proliferating any accusation regardless if it true OR NOT.

YOUR SITE CLAIMS: Often customers do not receive their card yet their accounts are debited the $249.

FACT: Ameirplan does not have a startup option for $249, and if a membership (customer) does not receive a card, they can easily call Ameriplan and request another be sent. The number one reason a member does not receive a card is that the member (customer) mistypes their own address when they sign up or if they are mailing or faxing an application their handwritting is illegible. To make the absurb claim that that "OFTEN customers do not receive their card" is to assume that the idiot who wrote this is somehow God who knows exactly how many cards were ordered and how many did not arrive into the hands of the membership. Furthermore, we have found other members who claimed not to have received their cards -- who actually found their cards when they asked other family members about their MAIL.

YOUR SITE CLAIMS: When the customer calls to find out about the charges they are told they can no longer get the $249 deal. Of course the customers' next move is to try to cancel their account with AmeriPlan. Customers are told they cannot cancel their account over the phone and that they will have to fill out a cancellation form via the internet.

FACT: There is not a "$249 deal".

FACT: If Ameriplan cancelled anyone who just "called in to cancel" then anyone could call Ameriplan and cancel other people's account that they did not like. As any professional company would have the same policy, Ameriplan needs cancellation information in writing to prove that it is the MEMBER wishing to cancel and not someone ELSE who is trying to fraudulently cancel their membership. This is called "checks and balances" and the person making these false claims seems totally ignorant of the simpliest of sound business practices. Any member can cancel my mailing or faxing a cancellation letter with their name, address, phone, member ID, and any personal data that will confirm their identity. Also this information can be EMAILED as well, and when a member CALLS Ameriplan to cancel, they are told ALL these various ways they can cancel.

YOUR SITE CLAIMS: It has been reported that this cancellation process does not work. Customers call back to AmeriPlan and are told to fill out the form online and that nothing else can be done, leaving the customer in a catch 22 situation.

FACT: This is totally false. There is no "form online" to cancel, and there never has been. The person making this false claim is mentally confused. Furthermore, 1 business day after mailing, faxing, or emailing cancellation information a member can call Ameriplan toll-free and verify they are cancelled and will not be charged again.

YOUR SITE CLAIMS: AmeriPlan claims these cases are isolated and that they, "have never had any of these complaints." However, any internet search on The AmeriPlan Scam will yield an alarming number of consumer complaints.

FACT: Here's a clue that the person making these false claims is not telling the truth ... they do not give their name or their contact information. Never ever believe anonymous hate mail. This anonymous person has an agenda, and their agenda is obviously not to help people with the truth, because their false claims are easily exposed for the lies and distortions that they are. Furtherfore, anyone tempted to believe anything this anonymous accuser says, can contact the Dallas Better Business Bureau -- who by the way, recently congratulated Ameriplan for having the best (yes the #1) best track record of ALL the companies that are approved by the BBB.

Ameriplan is the PREMIER and the BEST discounted health care plan in the country with over 1.5 million people happily covered. Ameriplan has been operating now for 14 years and doing business in every state (except Alaska). Very powerful.


Michael Lancto
1-206-666-3939
Ameriplan National Vice President

Re: Consumer Driven Fee-For-Service Health Care Makes A Comeback

Shelly, I'm surprised. I thought you had your hand on the pulse of the matter. After reviewing the sites you reference, it appears you are just regurgitating other false information. Come on, show some originality. You did not even have the common courtesy to post the letter from Ameriplan refuting the false claims in the site you referenced.

You want some originality? OK, I'll bite, answer me this:

(1) I see that for only $59.95 per month I can get the Plus™* package that includes auto club, legal services and identity theft assistance. How much is your commission on each of these packages you sell?

(2) Did you just start your IBO in February since they are offering a $25 special? Or have you been with the company for a while.

(3) Is this helping the people who need medical care? Check out the video: http://www.homebaseddream.com/index2.html

It appears to me that you are a frustrated former MLM loser.

Hold that thought, Walt.


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Re: Consumer Driven Fee-For-Service Health Care Makes A Comeback

Do I see signs of legitimate researck going on here? If so, I'll give legitimate responses.

1. My earnings on all member services are 30% level for the life of the membership, which by the way exceeds 80% of all who enroll.
2. I have been an Ameriplan IBO for 6 months, and proud to say I'm responsible for providing health and dental care for over 100 families who previously could not afford such protection.
3. The single website you offered is one of 100's maybe 1000's that promote the "biz op". Nothing wrong here. But, there are an equal number, like mine, that promote the benefits only. Of the nearly 70,000 IBO's across the country, more IBO's promote benefits than "biz op". For the last 100 years Network Marketing has proven to be the most efficient method to effectively and efficient method to market a product or service.

Re: Consumer Driven Fee-For-Service Health Care Makes A Comeback

Do I see signs of legitimate researck going on here? If so, I'll give legitimate responses.

1. My earnings on all member services are 30% level for the life of the membership, which by the way exceeds 80% of all who enroll.
2. I have been an Ameriplan IBO for 6 months, and proud to say I'm responsible for providing health and dental care for over 100 families who previously could not afford such protection.
3. The single website you offered is one of 100's maybe 1000's that promote the "biz op". Nothing wrong here. But, there are an equal number, like mine, that promote the benefits only. Of the nearly 70,000 IBO's across the country, more IBO's promote benefits than "biz op". For the last 100 years Network Marketing has proven to be the most efficient method to effectively and efficient method to market a product or service.

Shelly, it's far too easy to be a critic from afar. I'd like to know what your solution is for providing any type of affordable medical or dental care for the 48 million people in the U S who can't afford what the health insurance industry is asking.​

Maybe I can help Shelly and suggest everyone buy a bunch of Amway vitamins and take them every day?

Re: Consumer Driven Fee-For-Service Health Care Makes A Comeback

Shelly, it's far too easy to be a critic from afar. I'd like to know what your solution is for providing any type of affordable medical or dental care for the 48 million people in the U S who can't afford what the health insurance industry is asking.[/LEFT]

How about Procard International? http://www.procardinternational.com/


They have dental for $9.95 AND they've got PizzaDelivery.com as a partner company! AND as of a few minutes ago, they're an accredited business with the BBB.

Or how about passing up the middlemen and contacting one of the doctors or dentists listed on the website and ask them to give you a discount for cash service (maybe even ask to split the $20 monthly fee--$10 for his/her trouble).

Seriously, I understand that the health system in the USA is screwed up, but the MLM companies are more about making money through recruiting people who provide them money, not only through sales of <in this case> health care cards (which deliver no guarantees of availability of medical services), but are making the lion's share of their income by selling IBO kits, websites, dvds, training materials and advertising material; and the monthly dues of their "brokers." At the core, these MLMs are all the same...they only differ in the type of "legitimate" product they are pushing.

The nuts and bolts of MLMs caught my attention while I was in college and saw a fun-loving, newly married couple I knew turn into Amway pod-people almost overnight....it was one of the reasons I chose to write a research paper on MLMs.

Re: Consumer Driven Fee-For-Service Health Care Makes A Comeback

I see you are still beating the MLM drum. How much is enough? Just provide the world with a serious alternative to the health care system as we know it.

I hope you find a real project to occupy your time. I for one have too full a plate to continue this p....... contest about MLM. My focus is working with people who can't afford health insurance or can;t get it because they are uninsurable.

Good luck with your efforts.

Re: Consumer Driven Fee-For-Service Health Care Makes A Comeback

gypsy, you are really barking up the wrong tree here. We have all already been thru this with someone else locally. You need money and standing behind the register at TomThumb wasn't glamorous. We understand that, but seriously go sell this product at church, a social club, or door to door.

P.S. I'll take SHELLY's opinion over yours any day.

Re: Consumer Driven Fee-For-Service Health Care Makes A Comeback

I hope you find a real project to occupy your time. I for one have too full a plate to continue this p....... contest about MLM.

Good luck with your efforts.

One thing I know about MLMs is that they become more prevalent during economic downturns--as evidenced by recent posts from MLMs on this message board and throughout the Internet.

That being the case, my current project is to alert people to give pause...stop...think...and do some research before tossing their hard-earned money at these MLMs.

I do hope that your customers have found some value in the product you have sold them.

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Re: Consumer Driven Fee-For-Service Health Care Makes A Comeback

That being the case, my current project is to alert people to give pause...stop...think...and do some research before tossing their hard-earned money at these MLMs.
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and all this time I thought your current project was trying trying to figure out how to get the non nibbled chocolate from the bottom layer of the box.
My bad. Carry on.

Re: Consumer Driven Fee-For-Service Health Care Makes A Comeback

and all this time I thought your current project was trying trying to figure out how to get the non nibbled chocolate from the bottom layer of the box.
My bad. Carry on.

He or She is multi tasking. ;-)

Re: Consumer Driven Fee-For-Service Health Care Makes A Comeback

Shelly - I just wanted to let you know how much I appreciate your informative posts on this board.

Re: Consumer Driven Fee-For-Service Health Care Makes A Comeback

Shelly - I just wanted to let you know how much I appreciate your informative posts on this board.

Now you went and got me all vaklempt!

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Re: Consumer Driven Fee-For-Service Health Care Makes A Comeback

More MLM stuff merged here. I would think the internet would make it harder to get people to fall for this garbage. I guess people involved are:
A) Too dumb to Google
B) Preying on A)
C) All of the above

More MLM stuff merged here. I would think the internet would make it harder to get people to fall for this garbage. I guess people involved are:
A) Too dumb to Google
B) Preying on A)
C) All of the above

Re: Consumer Driven Fee-For-Service Health Care Makes A Comeback

Hey, I resemble that statement.

Whatever happened to Josh. He use to post on here from time to time but since the MLM he seems to have disappeared.

There was a sighting in Watercolor yesterday

Wow, this thread got a new life. Sorry I missed the second act while I was gone. Hilarious.

Re: Consumer Driven Fee-For-Service Health Care Makes A Comeback

Shelly - I just wanted to let you know how much I appreciate your informative posts on this board.

I second this! I reading Shelly!

Live Healthier and make money !

Most people get their medical advice from their Doctor or from TV ads from Drug companies touting the latest miracle drug. A number of these drugs get recalled and taken off the market even after the FDA has approved them.

Now there is a way to find out for yourself what is safe and good for your body and mind!

A New LOCAL Company has launched a newsletter that is doing unbiased research using independent sources and studies not paid for by drug companies or others wanting you to buy their products.

By subscribing to the newsletter for only $12 a month you not only get this objective and unbiased information, but you also get an opportunity to earn commissions if you wish by encouraging others to get involved. There are no products to buy and no pressure selling. Even if you just subscribe to the Newsletter, the $12 is well worth the price which is about what it costs for a one martini at most places on 30A or Destin.

You can subsribe and/or get involved by going to:

advancedhealthandfitness.com/gabi and check it out for yourself and feel free to call me at 622-0722 or 251-408-7283 with any questions.

Thanks!

Ray

Re: Live Healthier and make money !

Should this be merged with the MLM thread?